Take the initial company advertisement or listing of the ring and take it to a jeweler to determine if this was accurate. It may be a case of...

You might have a case against the insurance seller; consult with a bad faith attorney in your state.

See California Rules of Court Rule 2.251. Electronic service

Legal liability, legal ownership and actions take or failed to be taken determines who are proper defendants or not.

Lawyers are not required to inform the clients every little thing in a case.

If the case was dismissed without prejudice, they may be able to proceed with the debt collection.

Depending on the reason it was vacated, yes it can be renewed.

The only thing you can do is to convince the ex; there is nothing that can be done to force refinance unless there are things the ex wants from you...

Everyone does things they later regret-and it looks like you overcame the problem. Consult with attorneys. Some attorneys will take some debt...

Yes, the monies typically (and usually must) go into an attorney-client trust account. Authorizations are needed in litigation; you can...