They can sue but there appears to be nothing they can legally collect. They might have violated the law-Consult with experienced debt collection...

Use the Avvo search tool to find an attorney. https://www.avvo.com/find-a-lawyer

Check the court records and look into a motion to set aside the judgment.

You have to pay to protect your credit and sue her for breach of contract.

Get her to sign a repayment agreement so that you do not run out of time to sue. And or file a lawsuit for your money. You may be able to sue where...

They are violating the law and you have been wronged. Consult with experienced debt collection defense attorneys in the state where this occurred.

A consultation with a skilled divorce attorney is in order to best plan the exit strategy.

These actions are likely serious violations of law. Consult with experienced attorneys in the state where this occurred.

File an exemption or other pleading.

It’s a matter of what the contract provides or who is authorized to act by the entity per the entities formation/operation documents.