Do not agree to anything until you have written confirmation. Consult with experienced debt collection attorneys in the state where this occurred...

Bankruptcy might be an option. Consult with experienced attorneys in the state where this occurred.

A civil litigation attorney to sue the former employer for the wrongful debt. Small claims may be the best route.

You insurance company should take care of getting the case dismissed.

It depends on how the business bank accounts as held. If in your name, yes. Also, look into setting aside the default.

It must be renewed before it expires each time. Most judgments can be renewed forever.

Consult consumer fraud attorneys for a lawsuit against the dealer.

Find the court case and see how they claim you were served. Consider a motion to set aside the judgment. You may be able to sue your husband...

It depends on your situation and the facts of your case.

Under these circumstances a lawsuit may be your best option.