During the loan modification process my lender filed a Notice of Default. I requested it be rescinded with no response.
Michael's answer
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Answered on February 26, 2015
I think the biggest question would be who is your servicer? There are many ways to accomplish your goal, some by using legal wrangling and some by...
Archived
My father received a Negative Adjustable Rate Home Loan at the age of 72 years old. He had no idea what it was. Loan is now in
Michael's answer
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Answered on February 13, 2015
What are you trying to accomplish? Are you trying to save the house or fight in court based on legal theories that I am sure you read about on...
Archived
Will filing bankruptcy stay the foreclosure process of a CA home? The sale date is 2 weeks away; Bank won't allow short sale.
Michael's answer
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Answered on February 11, 2015
I am a real estate broker and attorney. Who is the lender and why are they refusing to give you time to short sale? How many months behind are...
Archived
Refinance FHA streamline
Michael's answer
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Answered on January 29, 2015
I am an attorney as well as a NMLS licensed mortgage broker. The question you have does not sound like a legal question. It is more of a loan...
Archived
Do I need a real estate atty?
Michael's answer
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Answered on January 28, 2015
I agree with the other attorney. I am also an attorney that is a NMLS licensed mortgage broker. I believe that issue is an underwriting issue and...
Archived
Im on the title to the house but not loan
Michael's answer
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Answered on January 28, 2015
As some of the other attorneys answering this question have said, there are options available to you. Some tactics work better than others. The 2...
Archived
Must I lose my property to an illegal Foreclosure NOW, when I expect to be compensated for this illegal action against me ?
Michael's answer
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Answered on January 23, 2015
What is your goal? Are you trying to save your home by negotiating more favorable terms or are you trying to attack the bank in an effort to get a...
Archived
I believe my Deed of Trust can be SHOWN to be INVALID. yet I am probably facing Foreclosure. What can I do ?
Michael's answer
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Answered on January 23, 2015
What is your primary goal? Are you trying to save your home or attack the legality of the process? These are not necessarily same. I recommend...
Archived
Can the $5 billion mortgage debt settlement fund pay off some/all of my second mortgage debt?
Michael's answer
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Answered on January 22, 2015
I am very familiar with your situation. What you are asking is if you are eligible or otherwise qualify for the Department of Justice ("DOJ")...
Archived
I sold my home in California and signed escrow docs on the 1st of Dec. My mortgage payment was due on the 1st also. Real estate
Michael's answer
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Answered on January 22, 2015
I understand your issue. I am a mortgage broker as well as an attorney. A late payment within the last 12 months would definitely be detrimental...
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