Archived
I bought a car from a friend of a co-worker. It doesn't run, & there's a lien on it. Now I can't reach the seller. Help!!
Jeffrey's answer
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Answered on May 29, 2009
Does your co-worker know how to get ahold of this person? If not, why? Is it possible you were set up? How does your co-worker know this person...
Archived
We got a loan for this girl for a car. Now she is late on payments and won't give us the car. Is there anything we can do?
Jeffrey's answer
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Answered on May 29, 2009
You should contact the police department and report the vehicle as stolen if your husband is the registered owner and she has stopped making...
Archived
My husband is giving money to a friend and won't stop. I don't want to be liable for this debt -what are my options?
Jeffrey's answer
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Answered on May 29, 2009
If you live in a community property state, debts incurred during marriage are considered community debts for which community property assets are...
Archived
I am a co-signer on a loan that is going into credit/collections. What percent will an agent accept to stop proceedings?
Jeffrey's answer
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Answered on May 29, 2009
You can attempt settlement with the creditor, however your credit will reflect that the account has been settled rather than paid in full. An...
Archived
Will credit card companies freeze my account if I send them a letter pursuant to 1788.17 of the Ca Fair Debt Collections Act?
Jeffrey's answer
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Answered on May 29, 2009
Yes. They will continue to charge you interest and penalties under the terms of the credit card agreement despite your certified letter and the...
Archived
About how long after you stop paying before a credit card company stops adding interest and penalties and takes you to court?
Jeffrey's answer
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Answered on May 29, 2009
It depends. Each creditor has internal policies related to profitability. Discover card could do one of a few things.
1) They could sue you....
Archived
Payday loan
Jeffrey's answer
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Answered on May 29, 2009
Payday loans are dischargeable in bankruptcy. Depending in how recent the loan was taken out, you might want to consider waiting 75-90 days before...
Archived
Can a lender try and collect on a second mortgage after a year has passed and I had no knowledge of the obligation?
Jeffrey's answer
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Answered on May 29, 2009
Sounds like you are still bound by the terms of the release of lien on the second you signed even if the property is not worth what is owed on it. ...
Archived
After a default judgement is entered, how long until a wage garnishment can take place?
Jeffrey's answer
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Answered on May 29, 2009
Check to see if your attorney can file a barebones petition for you before your 6/4 hearing. If not, then you will still be OK. I don't see who...
Archived
How long should I wait after using my credit card to file bankruptcy?
Jeffrey's answer
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Answered on May 29, 2009
I would wait 90 days from when you made the purchase and try to make the minimum payment on the account until then if possible. $900 is generally...
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