Questions answered by Jeffrey Daniel Larkin

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I filed bankrupcty 6 years ago in ohio, i am now married and need to file again joinlty, can i file ch7 in florida?

Jeffrey's answer | Answered on June 05, 2009

You must wait 8 years between chapter 7 discharges so assuming you received a discharge in your case 6 years ago you have another 2 years to go. ...

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What to do for attempts to collect and non removal off credit report?

Jeffrey's answer | Answered on June 05, 2009

Send a copy of your discharge to all 3 credit reporting agencies (Transunion, Equifax & Experian) along with a letter disputing the individual...

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I filed chapter 13 in san diego california in November 2002 and completed this plan. Can I file chapter 7 ? do i qualify?

Jeffrey's answer | Answered on June 05, 2009

Yes, you are eligible to file for chapter 7 based on the number of years it has been since your chapter 13 filing. LEGAL DISCLAIMER Mr. Larkin...

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Will bankruptcy cause us to loose vehicle(s)?

Jeffrey's answer | Answered on June 05, 2009

If you have dependant children TN exemptions allow you to exempt $50k in equity in your residence and also a TOTAL of $4k if you are filijng by...

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Can i include my traffic tickets on a bankruptcy that are already in collections

Jeffrey's answer | Answered on June 05, 2009

Traffic tickets are non-dischargeable even if they are referred to a collection agency to collect. LEGAL DISCLAIMER Mr. Larkin is licensed to...

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My husband allowed a friend to charge something on his credit card.

Jeffrey's answer | Answered on June 05, 2009

If you had a verbal agreement then your best bet is to show the court that this person has made payments on this debt in the past. Do you have any...

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We went to a firm that promises to reduce credit card debt

Jeffrey's answer | Answered on June 05, 2009

Most of these outfits are scams. You should leave all debt negotiation and other debt resolution options to licensed attorneys because they have...

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What will happen now that we turned our truck in and they sent us a bill for over 11,000 that they said that we will have to pay

Jeffrey's answer | Answered on June 05, 2009

You should look into bankruptcy options. Depending on the value of the mobile home and vehicle you own, you may be able to exempt them in a...

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Can our bank make us pay anything if we filed bankruptcy and still stayed in the home, making payments? We can't pay now.

Jeffrey's answer | Answered on June 05, 2009

If you have filed bankruptcy and received a discharge of your debts and have not signed a reaffirmation on the mortgage loans, you CAN walk from...

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Can I legally get my house back after I filed BK, if I can prove the bank that now I can afford a monthly payment?

Jeffrey's answer | Answered on June 05, 2009

If your property has already foreclosed then there is nothing you can legally do to get it back at this point. If the property has not been...

Jeffrey Daniel Larkin's Answers (993)

I filed bankrupcty 6 years ago in ohio, i am now married and need to file again joinlty, can i file ch7 in florida?

What to do for attempts to collect and non removal off credit report?

I filed chapter 13 in san diego california in November 2002 and completed this plan. Can I file chapter 7 ? do i qualify?

Will bankruptcy cause us to loose vehicle(s)?

Can i include my traffic tickets on a bankruptcy that are already in collections

My husband allowed a friend to charge something on his credit card.

We went to a firm that promises to reduce credit card debt

What will happen now that we turned our truck in and they sent us a bill for over 11,000 that they said that we will have to pay

Can our bank make us pay anything if we filed bankruptcy and still stayed in the home, making payments? We can't pay now.

Can I legally get my house back after I filed BK, if I can prove the bank that now I can afford a monthly payment?