Questions answered by Jeffrey Daniel Larkin

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I have a loan on a house but the deed is not in my name. Can I fill bankruptcy and have it removed from my credit report.

Jeffrey's answer | Answered on June 27, 2009

If you file for bankruptcy the debt you owe will be discharged as to your personal obligation to pay. LEGAL DISCLAIMER Mr. Larkin is licensed...

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How do I get information about re-affirming my mortgage loan?

Jeffrey's answer | Answered on June 27, 2009

The only reason to sign a reaffirmation agreement is if your lender is offering you a reduced interest rate or reduced principal. It is not...

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What are the residency requirements for filing bankruptcy in PA?

Jeffrey's answer | Answered on June 27, 2009

Venue will be proper once you are in PA for the greater part of the last 180 days before the filing, so 91 days. LEGAL DISCLAIMER Mr. Larkin...

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Can I file for bankruptcy myself?

Jeffrey's answer | Answered on June 27, 2009

You can file yourself however the court will hold you to the same standards as an attorney so if you are going to file yourself you need to be...

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Can you file bankruptcy if you have no credit card debt, you are only trying to save your home?

Jeffrey's answer | Answered on June 27, 2009

I agree with Mr. Kovacs. LEGAL DISCLAIMER Mr. Larkin is licensed to practice law in CA and is located in San Diego. His response here does not...

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I reside in AZ, considering Chap. 7, can I file alone with all debt prior to marriange and not affect my wife.

Jeffrey's answer | Answered on June 27, 2009

If all the debts are in your name only and were incurred prior to marriage then you can fie bankruptcy by yourself and creditors will not be able...

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Better to file bankruptcy before divorce? Chapter 7 or 15?

Jeffrey's answer | Answered on June 26, 2009

I agree with Mr. Starr's advice. LEGAL DISCLAIMER Mr. Larkin is licensed to practice law in CA and is located in San Diego. His response here...

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I am about 6 months behind on mortgage, husbands job is only income and he was reduced to part time at the beginning of 09'.

Jeffrey's answer | Answered on June 26, 2009

Bottom line is if you cannot afford the house you should consider letting it go. Chances are you are upside down on the asset and therefore it...

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I cosigned for a friend to purchase a motor home. He stopped payments and a 44,000 dollar debt is on my credit report.

Jeffrey's answer | Answered on June 26, 2009

No, you can still file bankruptcy and discharge your obligation on the loan. Your bankruptcy will not be affected by his hiding the...

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I have filed Chapter 7 and am waiting for the discharge which is coming shortly. I would like to keep my cars. How do I do it?

Jeffrey's answer | Answered on June 26, 2009

Your credit union is using a cross collateralization theory. If you want to keep the car then you should sign a reaffirmation agreement with the...

Jeffrey Daniel Larkin's Answers (993)

I have a loan on a house but the deed is not in my name. Can I fill bankruptcy and have it removed from my credit report.

How do I get information about re-affirming my mortgage loan?

What are the residency requirements for filing bankruptcy in PA?

Can I file for bankruptcy myself?

Can you file bankruptcy if you have no credit card debt, you are only trying to save your home?

I reside in AZ, considering Chap. 7, can I file alone with all debt prior to marriange and not affect my wife.

Better to file bankruptcy before divorce? Chapter 7 or 15?

I am about 6 months behind on mortgage, husbands job is only income and he was reduced to part time at the beginning of 09'.

I cosigned for a friend to purchase a motor home. He stopped payments and a 44,000 dollar debt is on my credit report.

I have filed Chapter 7 and am waiting for the discharge which is coming shortly. I would like to keep my cars. How do I do it?