Bankruptcy

7 years from the date of filing. LEGAL DISCLAIMER Mr. Larkin is licensed to practice law in CA and is located in San Diego. His response here...

My wages were garnish 4 weeks ago. Can another garnishment happen at the same time. That appears to be happenning.

You should consider filing for bankruptcy to obtain a fresh start. Only one garnishment at a time can take place, the total being 25% of your...

I'm being sued in PA for credit card debt from over 3-4 yrs ago. Can they garnish my wages or do a sherriff sale?

Once the creditor gets a judgment against you they will attempt to execute on the judgment by garnishing wages or levying your bank account. If...

The answer is it depends. It depends on what percentage you are repaying unsecured creditors and whether the RV is reasonably necessary for your...

Chapter 7 Schedules I & J vs. Means Test. My wife and I filed for Chapter 7 and are waiting on the 341 meeting.

If your expenses are in line with the means trst figures they will be considered per se reasonable for the trustee's purposes. You have nothing to...

The Trustee will be looking at the reasonableness of your expenses on I & J. As long as they are reasonable, you should sail through the 341...

My business partner is filing bankruptcy. How will this affect our business?

Her interests in the business must be disclosed and exempted to the extent possible. Depending on the value of her interest, the trustee could try...

We have filled Bankruptcy almost 7 years ago . now tough economic time it hard to pay our c. cards over $25000 can file again

You are eligible to file again 8 years from the date of your last filed bankruptcy. LEGAL DISCLAIMER Mr. Larkin is licensed to practice law in...

Hello, instead of declaring personal bankruptcy can you recommend any debt consolidation company's in CA.

Make sure any credit counseling company you deal with is a non-profit organization. Also ask for references from others who have recently gone...

My ex husband forclosed on a house that had my name on it. It is on my credit report even though my divorce decree exempted me.

If the loan was in your name at the time of the foreclosure then the foreclosure is legally being reported to your credit regardless of what the...