Archived
What are the laws reguarding debt collectors calling people listed on my application as referances the co is based in TX
Jeffrey's answer
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Answered on June 29, 2009
You should tell them they are in violation of the Fair Debt Collection Practices Act. Get declarations under penalty of perjury from your...
Archived
In Texas.. is an LLC protected from personal debt collection.
Jeffrey's answer
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Answered on June 29, 2009
No, personal judgments cannot use business assets to execute against it assuming it is a LLC, Corp. or the like. If a judgment has been entered...
Archived
I have a credit card debt from 9/2002 and I'm in NY,Is there a certain amount of time when this is void?
Jeffrey's answer
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Answered on June 29, 2009
Looks like it is 4 years from the date of the last charge or payment.
LEGAL DISCLAIMER
Mr. Larkin is licensed to practice law in CA and is...
Archived
Is thee a statute of limitations on collecting an insufficent check in Mississippi
Jeffrey's answer
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Answered on June 29, 2009
Both the criminal and civil statute of limitations should have expired on these claims at this point. I cannot imaging a SOL longer than 16 years...
Archived
What is Washington States statute of limitations on checking account debt caused by a stolen debit card
Jeffrey's answer
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Answered on June 29, 2009
Your bank should be on the hook for this if they failed to cancel the card after you notified them and $6k was taken. The statute of limitations...
Archived
How to counter a complaint for debt owed
Jeffrey's answer
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Answered on June 29, 2009
No, they need to get a court order from a judge before they can garnish your wages.
LEGAL DISCLAIMER
Mr. Larkin is licensed to practice law in...
Archived
How severe is a civil complaint for unpaid debt
Jeffrey's answer
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Answered on June 29, 2009
They will get a judgment against you and then attempt to collect on it by garnishing your wages or taking money out of your bank account. If you...
Archived
I am being sued for credit card debt what can they do i get ssd and a small pension ?
Jeffrey's answer
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Answered on June 29, 2009
They can attempt to garnish your pension once they obtain a judgment against you. I would attempt to settle with them if possible.
LEGAL...
Archived
I am being sued by Capital Credit Card for an amount of 1,578. I need advice on what exactly this means and what my options are.
Jeffrey's answer
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Answered on June 29, 2009
If 900 is all you can offer, the offer it. Threaten them with bankruptcy when you go to negotiate the debt and tell them they can take the 900 or...
Archived
I am being taken to court in WA for an unpaid credit card which I cannot pay. How do I respond in court with no oral arguments?
Jeffrey's answer
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Answered on June 29, 2009
You can try to negotiate a stipulated judgment whereby you pay a small monhly amnount to the creditor until the house sells and you pay off the...
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