Questions answered by Jeffrey Daniel Larkin

Archived

How can i get out of debt with no credit?

Jeffrey's answer | Answered on September 21, 2009

Your question does not make sense. Mr. Larkin is licensed to practice law in CA and is located in San Diego. His response here does not...

Archived

I got served papers from a debt collection company that couldn't even tell me what they wanted me to pay for?

Jeffrey's answer | Answered on September 21, 2009

The papers should indicate what the debt is for. If not, file a motion to dismiss for failure to state a claim. Mr. Larkin is licensed to...

Archived

I am in credit card debt $19,000 in collection. Income only $1,000 a month. Hubby owns small home. Please help! Mrs M

Jeffrey's answer | Answered on September 21, 2009

Seek bankruptcy assistance. Depending on your state, your husbands home may be protected. If you were on SSD, it would likely would be...

Archived

I am being hounded by a debt collector for products that I never order nor received.

Jeffrey's answer | Answered on September 21, 2009

Tell them you will not pay anything unless they verify the debt. They will not sue you over $198 but you should monitor your credit and dispute...

Archived

My SOL was up when a debt collector called me at work and threatened to sue.

Jeffrey's answer | Answered on September 21, 2009

Wait for them to sue you then assert the statute of limitations as a defense to the lawsuit. The case will be dismissed if the debt is beyond the...

Archived

What do you do when you can not afford a lawyer for bankruptcy?

Jeffrey's answer | Answered on September 21, 2009

Most lawyers will accept a payment plan ad deal with your creditors while making payments to him/her. Also look at "We the People" who offer...

Archived

What are possible alternatives to bankruptcy

Jeffrey's answer | Answered on September 21, 2009

Do yourself a favor and seek bankruptcy assistance. You will save yourself years of heartache trying to pay off the debt with nothing to show for...

Archived

If filling bankruptcy are you able to keep more than one home.

Jeffrey's answer | Answered on September 21, 2009

Need more facts. If little to no equity then generally yes. Mr. Larkin is licensed to practice law in CA and is located in San Diego. His...

Archived

If I have been issued a 1099-C and paid the taxes can they say they didnt' mean to send it and then collect the debt?

Jeffrey's answer | Answered on September 21, 2009

No. You will win if they sue you. Simply bring in proof of the 1099-C and your payment of taxes on it and the judge would dismiss the...

Archived

I have an income of $1600/mo. I am buying my house and car. I am behind on all bills will I loose them if I file bankruptcy?

Jeffrey's answer | Answered on September 21, 2009

File chapter 7, shed the unsecured debt and continue to pay on the house and car and you should be fine. Mr. Larkin is licensed to practice law...

Jeffrey Daniel Larkin's Answers (993)

How can i get out of debt with no credit?

I got served papers from a debt collection company that couldn't even tell me what they wanted me to pay for?

I am in credit card debt $19,000 in collection. Income only $1,000 a month. Hubby owns small home. Please help! Mrs M

I am being hounded by a debt collector for products that I never order nor received.

My SOL was up when a debt collector called me at work and threatened to sue.

What do you do when you can not afford a lawyer for bankruptcy?

What are possible alternatives to bankruptcy

If filling bankruptcy are you able to keep more than one home.

If I have been issued a 1099-C and paid the taxes can they say they didnt' mean to send it and then collect the debt?

I have an income of $1600/mo. I am buying my house and car. I am behind on all bills will I loose them if I file bankruptcy?