Hello I own a corporation in california in 2007 we borrowed $50.000 for our business from a private party the primosessory note

Nobody has a right to harass and mistreat you. It seems as if your debt was a business debt so you may not be able to use consumer laws like the...

Yes you can sue a debt settlement company. I have done so in the past. There are some legitimate debt settlement companies that provide great...

Have you ever heard of Palisades Collection, LLc/Sherman Acquisition or Leading Edge Recovoery Solutions, LLC?

If your last payment and charge on this credit card was seven years ago, then this debt is past the statute of limitations. The debt collector...

My daughter is a minor and is a victim of ID Theft, please help!

You should report the identity theft to the local police. You should also place a fraud report on her credit reports. Unfortuantely, if you just...

I got home to find I had 43 missed calls from a collection agency. What can I do

That is way too many calls for one day. HSBC is usually an original creditor, not a debt collector, so the law that applies to them is the...

On a credit history report, what does a (P & L writeoff) maen?

It means "profit and loss write-off." Usually after a repossession the finance company sells the car at an auction. The difference between the...

Denied housing because of error on credit report.

The first thing to do is gather all the supporting documentation that shows the information is false or inaccurate. If all you have is a copy of...