Read your policy, or hire an attorney to review your policy with you. Without reading your policy, we are just guessing. Good luck and take care.

He spit on you intentionally or was it just mouth speaking spray? I agree, small claims may be best.

You were driving too close. It looks like a failure to observe the 3 second rule. So sorry, be happy you had insurance coverage, take care.

I agree. It seems like you were not adhering to the 3 second rule and were traveling too close. Talk to your insurer, good luck.

Sorry, no. No damages. Take care

Best to hire an attorney to look over your contract and advise you So sorry. Good luck

You can try, but best to just utilize your homeowners policy. This is why we buy insurance. So sorry, good luck.

Your son’s matter requires a detailed consultation. Please contact an attorney directly for a proper detailed consultation. Most of us will...

Get him medical attention. Call an attorney after for proper advice. Hope he is okay .

They have a duty to defend you. Cooperate with them. Good luck.