Best to utilize your own policy. This is why we buy insurance. Odds are strong that a drunk driving with only 5k of property damage coverage...

Just let your insurer handle it. This is why we buy insurance. If you have not heard from him in months, odds are he’s never going to pay. Don’t...

Probably not. Read the policies Good luck

Talk to the insurer. Good luck and take care.

Well, talk to your insurer and the attorney your insurer provided for you. It’s their duty to defend you. Good luck

Read your policy, or hire an attorney to review your policy with you. Without reading your policy, we are just guessing. Good luck and take care.

He spit on you intentionally or was it just mouth speaking spray? I agree, small claims may be best.

You were driving too close. It looks like a failure to observe the 3 second rule. So sorry, be happy you had insurance coverage, take care.

I agree. It seems like you were not adhering to the 3 second rule and were traveling too close. Talk to your insurer, good luck.

Sorry, no. No damages. Take care