Can I file a class action against a credit card co. for charging me a 9.95 acct maint. fee for a acct that they closed in 2008?

That depends on your cardholder agreement. If you still have a copy of the agreement, you should be able to locate a section dealing with...

Can I be arrested for not paying my payday loans I am in real bad hardship that's why I haven't paid them

What you describe is a very Typical aggressive debt collection tactic for payday loans. Try your best to get the name and number of the individual...

Where do I start to sue/fix for id theft?

First file a police report! Keep a copy because you will need to send it to several places. Second put a fraud alert on your credit reports. ...

What can i do if my dad is using my social security .we have same name

Immediately pull all three credit reports (Equifax, Experian and TransUnion). You are entitled to one free report from each agency at...

I was able to get a loan modification of my mortgage. Problem is the lender now reports my loan as past due.

If you have never been late on the payment, then the bank's reporting of a late or missed payment may be a violation of the Fair Credit Reporting...

I agree with Mr. Stempler. You have to be ready to say no and you must determine if a case has really been filed against you. There are state and...

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CCP Section 2030.290 and 2031.300 monetary sanctions

I think that depends on how the request for sanctions was posed to the court. If the court is awarding sanctions for attorney time spent chasing...

I bought a used car in CA with a lim. warranty (3 months, dealer pays a portion). Does lemon law apply?

You could have a lemon law case against this dealer, and you may also have a claim under the Consumer Legal Remedies Act. Lemon Law applies to...

I don't understand what this means I need help please thank u

Based on the information above, it appears that a complaint was filed against a defendant. The Complaint was served. Once the defendant has been...