What should I do with old or forgotten debts following a bankruptcy?

You need to check with a bankruptcy attorney in your state. If it was a no-asset Chapter 7 case, there's a decent chance that you don't need to do...

Bankruptcy Rule 4003(b)

it is concluded when the Trustee concludes it. Not before, and not after. Usually it is concluded by the filing of a "no asset report" in a...

Filed Chapter 7 last june, owed back taxes which were not discharged.

Unfortunately, no. You can file a Chapter 13 case in 4 years and if the taxes are dischargeable at that time (which they should be, but the...

Post chapter 7?

541(a)(5) is inapplicable to this asset as it was not obtained by inheritance or other methods stated in that subsection. I'm not sure what the...

Can I borrow money from relatives during a bankruptcy?

You do NOT need court permission to borrow money in a Chapter 7 case. And any assets you purchase after filing are not subject to the bankruptcy,...

Chapter 7 Asset Case

Yes the liens will show up in a title search and have to be accounted for. However, a Trustee can sell the property "free and clear" of any liens,...

In the Central District, can a mortgage payment for your home be included in means test if it will be surrendered in bankruptcy?

This varies from judge to judge since there is not an appellate court ruling on this issue yet. I have successfully argued that it should be...

Absolutely. You would put this at the bottom of Schedule "J" which asks for any anticipated changes in expenses in the next 12 months. Mark J....

Also, just to supplement my last response, reaffirming your first mortgage was likely a very bad idea, not to mention completely unnecessary. ...

Your question heading and then the question you ask in the body of your text are very different. Was the lien placed on your property before or...