In a Chapter 7 Bankruptcy under Financial Affairs, what does it mean by asking to list all setoffs made by any creditor, bank...

No, a chargeoff is a bookkeeping entry and has nothing to do with a setoff. A setoff is when the bank "takes" funds from your account to offset a...

I understand a bankruptcy ch.7 is public record but how much exactly can a snoop see? Is it limited or just wide open?

They can see whatever information you put in the bankruptcy petition and schedules. The only thing that is specifically excluded is your social...

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What to do with a 1099A form

I assume that you mean that your mortgage lender foreclosed on your property. The 1099 form is being given for "forgiveness of debt". Pursuant...

My ex-husband has filed for chapter 7 bandruptcy. In the divorce papers it stated that he had 90 days to refinance (see below)

Yes, you can go back to family law court to get an award (or possibly contempt of court sanctions) for the debt he owes you on that vehicle. If...

CMA

I'm not sure what a "CMA" is, but I'm assuming it's some sort of real estate valuation. In any event, this is a common misconception people filing...

My Chp 7 BK creditors have been discharged but my case is still open IF I won the lottery could they seize these funds to pay

That depends on when you purchased your lottery ticket and what funds you used to do so. If you purchased your lottery ticket after your chapter 7...

If I file chapter 7 as I am being evicted and it slows down the eviction process, will I owe the landlord for the extra time

Usually no. What you owe is based on the contract (lease) you have with them, and your obligations under that lease would be discharged in your...

How do I answer schedule I (eye) if I was unemployed at the time I filed Chapter 7 bankruptcy?

Yes, unemployment income gets listed in Schedule "I". It also gets listed in Form 22A if received in the 6 calendar months prior to filing your...

How much does it cost to file chapter 7

The filing fee is $299. Attorneys fees vary. You need to consult with attorneys in your area to find out. Mark J. Markus, Attorney at...

I filed and received a discharge under chapter 7 bankruptcy April 23, 2003.

There were no time limits changed in 2009, but you can file another Chapter 7 case after 8 years have passed since you filed your prior Chapter 7...