Can I be charged with bank fraud or check fraud for defaulting on a pay day loan in Michigan?

There is no private right of action anyway. It's not like they can sue you to put you into jail. They would have to report it to the police, the...

How do you proceed with a divorce settlement if everything is tied up in bankruptcy?

This is a very complicated area of law because not only do you have to worry about the prior bankruptcy, but what about protecting yourself in...

Homeowners associations are nasty. I would get an attorney before doing a bk. HOA dues accumulate right away.

Wanting to file Chapter 7 bankruptcy for an LLC, not an individually. Do I need to attend credit classes?

You don't need credit counseling. Please see an attorney before doing anything because Chaper 7 may not be right for you.

Don't give out private info to an inbound call. Have them send you a bill or whatever they want, in writing.

Are credit card arbitration agreements enforceable if the account holder defaults on the account and it charges off?

I would get an attorney, if you think this is worth fighting. Everything you do should have a cost benefit analysis. I don't know why...

If i filed a Chapter 7 four years ago am i eligible to file a chapter 13?

Yes. Normally the issue is can you get a discharge or not. Consult with an attorney though to make sure you have the timing right. I would not...

Chapter 7 filed in 2002, still have the vehicle that was charged off can the bank collect?

I'm sure the value of the car is much less now. See if they will settle for some amount. That's what I'd do.

If a person borrows someone money in cash, with no record of the transaction in writing, can they collect?

The problem is all of this talk, in paritcular if it is in writing, is evidence that can be used.

What are my options? CH.7 discharged in 2008, attempting refi, title company says two liens exist from small business loan.

Call those companies and see if they will remove those liens.