Questions answered by Michael Avanesian

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How would I collect a judgement in GA if the debtor doesn't have bank account or property in his name as a way to avoid payment?

Michael's answer | Answered on January 07, 2013

If he is doing illegal things, often times it is hard to collect. There are always debtor's exams and levying bank accounts and garnishing...

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PULL MY MPRTGAGE OUT OF MY BK13 CASE?

Michael's answer | Answered on January 07, 2013

I'm sorry your attorney is doing this to you. You can't file this yourself, you are a represented party. I also don't know the consequences of...

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National Credit Adjustors are calling about a debt I paid back and didn't want in the first place. How do I get them off my back

Michael's answer | Answered on January 07, 2013

I would think you should contact an FDCPA attorney in your area. If there is a violation, the creditor will have to pay attorneys fees so attorneys...

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How long does a plantiff have to respond to a claim of exemption by plantiff, for a levy on a bank account?

Michael's answer | Answered on January 07, 2013

I believe it's 10 days. It should say right on the paperwork you are given. In the meantime, if you owe a lot of people debt. Whether you work...

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My wages are being garnished now. I am head of household and earn an hourly wage. I need to file a head of household exemption.

Michael's answer | Answered on January 07, 2013

I would call the student loan company and ask them for income based repayment. IBR is usually the cheapest repayment plan possible. They only take...

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How do I petition the court?

Michael's answer | Answered on January 07, 2013

I don't know anything about making the court pay these fees. However, if you should consider talking to a bankruptcy attorney. Many of us give free...

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Our mortgage was not reaffirmed in our Chapter 7 but we have kept the payments current. Can we sell the house?

Michael's answer | Answered on January 07, 2013

I agree with the other attorneys. Be careful. The last thing you want is to owe even more money on the house after all your trouble.

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I live in North Carolina I have a list of credit bills in my name only that I can no longer pay becasue I am unable to work now

Michael's answer | Answered on January 07, 2013

Talk to an experienced bankruptcy attorney. If you can't pay, you shouldn't ignore the debt because it'll just linger. Why not get rid of the debt...

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Can i be charged late fees indefinitely on a chargedoff account and what is the maximum attorney fees i can be charged

Michael's answer | Answered on January 07, 2013

There may be special limitations in MD in particular. In general, there is no limitation to the attorney fees that you can be charged, if the...

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I am the creditor in a divorce case that my ex is filing ch 13. cant afford an attny, what can I do to keep what is owed me

Michael's answer | Answered on January 07, 2013

You can't afford not to get an attorney. I know it's hard. This may be extra expensive on top of it. However, you mess up and this could be forever...

Michael Avanesian's Answers (896)

How would I collect a judgement in GA if the debtor doesn't have bank account or property in his name as a way to avoid payment?

PULL MY MPRTGAGE OUT OF MY BK13 CASE?

National Credit Adjustors are calling about a debt I paid back and didn't want in the first place. How do I get them off my back

How long does a plantiff have to respond to a claim of exemption by plantiff, for a levy on a bank account?

My wages are being garnished now. I am head of household and earn an hourly wage. I need to file a head of household exemption.

How do I petition the court?

Our mortgage was not reaffirmed in our Chapter 7 but we have kept the payments current. Can we sell the house?

I live in North Carolina I have a list of credit bills in my name only that I can no longer pay becasue I am unable to work now

Can i be charged late fees indefinitely on a chargedoff account and what is the maximum attorney fees i can be charged

I am the creditor in a divorce case that my ex is filing ch 13. cant afford an attny, what can I do to keep what is owed me