I file for bankruptcy in 2010 and there were liens on property since 2010. Liens weren't removed.

Filing a chapter 7 case does not automatically remove liens on real estate that existed prior to the filling. If they were judgment liens there...

I file for bankruptcy in 2010 and there were liens on property since 2010. Liens weren't removed.

Filing a chapter 7 case does not automatically remove liens on real estate that existed prior to the filling. If they were judgment liens there...

Can I still negotiate outside court even if I have already been sued & served by collection agency for a credit card debt ?

Nothing stops you from negotiating directly with the creditor. In most cases though, you are likely to spend more on the "settlement" you...

If your case was closed and the Trustee abandoned the asset, then you can safely now sell the home.

I am filing bankruptcy in California. Do I list my wife's property as assets?

When you file bankruptcy, all community property is part of your bankruptcy estate. That means that if there is a community interest in your...

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If in a payment plan with a credit card company's lawyer, can I still file bankruptcy later on down the road?

Yes, you could still file bankruptcy later on if you were in a settled payment plan with the one credit card. Many times, however, it may make...

Reaffirmation on car in chapter 7. Now, I would like to rescind. Case is still open & no discharge yet. What must I do? $ back?

You have at until the entry of discharge, or 60 days after you signed the reaffirmation (if that is a later date), to rescind. You should send the...

How do I determine which BK exception is best section 1 or section 2. I want to keep my home , mortgage is current no equity

It's not clear from your post but you seem to be asking whether the exemptions laws in CCP 703 or CCP 704 would be a better choice for you. While...

If a lender violates the automatic stay, how do we go about asking for damages if they withdrew money from debtor checking acct?

You very likely can pursue a monetary judgment against the creditor, but you should contact a local bankruptcy attorney to help you. You will...

If you have filed Chapter 7 Bankruptcy, how long do you have to wait to file Chapter 13.

Yes. Filing a new Chapter 13 requires a 4 year wait period from the filing date of your previous Chapter 7 case. Since your discharge was in...