Questions answered by Steven Wayne Murray

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How do I find out if testing is covered under my cobra plan and how do I pay exhorbitant medical bills?

Steven's answer | Answered on May 03, 2009

Medical tests are ususally covered under the medical insurance and given your facts, why not wait and see what the hospital bills you. Then work...

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Can health insurance subrogation be avoided in this situation?

Steven's answer | Answered on May 01, 2009

I do not practice in Indiana, but many states, including California, have what is known as the "make whole" rule. This ;means the insured is to be...

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Dental work done 6 months ago, I paid my part in full not covered by insurance Two weeks ago I got a bill for $600 from dentist.

Steven's answer | Answered on April 28, 2009

In addition, send that bill to your insurer and demand they pay it. Was this a network dentist who agreed to take the insurance except for a...

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Dental work done 6 months ago, I paid my part in full not covered by insurance Two weeks ago I got a bill for $600 from dentist.

Steven's answer | Answered on April 28, 2009

Double check your explanation of benefits from the insurer and compare it with the bills from the dentist. Something doesn't sound right, as your...

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How can I stop the insurance company from charging me so much for an accident that I do not have insurance to cover?

Steven's answer | Answered on April 28, 2009

I don't practice in NC, but most auto policies have automatic coverage for 30 days for newly acquired vehicles. So I would demand St. Farm take...

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How can I deal with an insurance company making unreasonable demands?

Steven's answer | Answered on April 28, 2009

Your friend ought to double check the correctness of what her own insurer told her. I don't practice in VT, but most states have auto insurance...

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If a pastor compromises a vulnerable client sexually and they become consensual until discovered is the pastor liable.

Steven's answer | Answered on April 27, 2009

Contact a lawyer. The church board should be notified and a complaint filed. This is unlawful conduct similar to the church abuse cases you read...

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Does a collection agency still collect a fee if a hospital bill is paid through insurance after an information mix-up is fixed?

Steven's answer | Answered on April 27, 2009

Contact the hospital's collection department and demand the account be zeroed out, and get this confirmed in writing. Tell them to stop their...

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My doctor charged me cash up front and told me that my insurance would reimburse me later.

Steven's answer | Answered on April 27, 2009

Consider doing two things: file a complaint with the insurer (probably Blue Cross or Blue Shield.) The doctor violated his contract with them and...

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Insurance

Steven's answer | Answered on April 27, 2009

Since it is your policy which will be paying the claim, the lower the amount the better off you are. Get another estimate from someone who will...

Steven Wayne Murray's Answers (101)

How do I find out if testing is covered under my cobra plan and how do I pay exhorbitant medical bills?

Can health insurance subrogation be avoided in this situation?

Dental work done 6 months ago, I paid my part in full not covered by insurance Two weeks ago I got a bill for $600 from dentist.

Dental work done 6 months ago, I paid my part in full not covered by insurance Two weeks ago I got a bill for $600 from dentist.

How can I stop the insurance company from charging me so much for an accident that I do not have insurance to cover?

How can I deal with an insurance company making unreasonable demands?

If a pastor compromises a vulnerable client sexually and they become consensual until discovered is the pastor liable.

Does a collection agency still collect a fee if a hospital bill is paid through insurance after an information mix-up is fixed?

My doctor charged me cash up front and told me that my insurance would reimburse me later.

Insurance