What does "maximum" for my uninsured motorist on my coverage mean?

Great question! Maximum means the most your insurance company will have to pay regardless of whether your actual damages exceed the amount of your...

This is a very common question and it shows how unfair the law is to accident victims! No---you can only get the market value of your car---not...

If I get a rental car because of an accident does that take money away from fixing my car?

No! That us compensation for "loss if use." However, be careful to have the rental a minimum if time and be aware that you will not be...

I lent my car to a friend and I did not have insurance. He got into accident.

Yes! An owner is liable up to $15,000 unless there is a negligent entrustment. Then, it can be unlimited. Best of luck!

After an alleged accident alleged victim is making an uninsured motorist claim because I was under-insured

Your question is very common. Your instinct is correct---you do not have to pay anyone unless and until there is a judgment against you. ...

I was walking on the crosswalk with my mom and nephew and we got hit by a car how can we sue the person responsible?

You need to speak with your attorney right away. If he has not filied suit, you may be in a dire situation. You should be aware of a few things...

I live in Santa Barbara ca I was driving & rearend a car @ a stop light

This type of accident is occurring more and more frequently. Aproximately 1 in 5 accidents involve an uninsured driver. Unlicensed/undocumented...

I fell in August '12 while crossing the street.

You are probably too late! But, you have not provided enough information for a definitive answer. Generally, claims against a governmental entity...

Sue an at-fault non-insured driver for diminished value in California

In California, you are entitled to "diminished value" or cost of repair, which ever is less. Common law does not recognized the "diminished value"...

Rear-ended by a DUI driver (suspended and revoked license) with no insurance...do I hire an attorney to handle my case?

This is a "classic" situation in which your Uninsured Motorist coverage applies. The accident you described happens more often than you might...