My best estimate is that it would be an unsuccessful "hit and run" claim. It requires a police report and notification to the insurer within 24...

Sorry you are going through this! Great question! You probably are liable for your deductible unless you separately purchased UM deductible...

My very best advice is to take the other party to small claims court! The firms and instructions are on the LA Superior Court website. It is...

I can't find uninsured motorist

Your insurance company has given you inaccurate and incomplete information. In fact, you need to either file a lawsuit against the 3rd party and...

The SR-19 may show that both the owner and driver were uninsured. However, it is important that the SR-1 form be filled out properly and clearly...

Selected as the best answer

Can auto insurance companies in California increase premium rates if you're in a not at-fault accident?

Great question! Legally, under Prop 103, an insurer cannot raise your rates for a non-at-fault accident! Insurers must "rate" you based on 1....

Selected as the best answer

Hit and run, their insurance claims "he said vs she said"?

This is typical insurance company behavior. Unfortunately, it is time for you to lawyer-up and file suit. It will give YOU the advantage and you...

Do we need to file a police report to file an Uninsured Motorist damage claim if it was not hit-and-run with no injuries?

Great Question! The answer is "no"---no police report is required. In fact, in Los Angeles, the LAPD will probably NOT take a report unless it is...

Selected as the best answer

Complicated insurance question

This circumstance happens more than you might think. First of all, the burden is on YOU to establish 1) that the 3rd car was at fault, and 2) that...

In the state of California can I use my Uninsured Motorist Insurance to cover my $1000 deductable

This is a common misunderstanding in Uninsured Motorist Law. Look at your policy. You may have a UM PD Deductible waiver. If you do---Great! If...