To expand a bit on Mr. Fabricius' comments, for deductions from your check besides taxes can be some of the following: Disability insurance, life...

Ch 7 bankruptcy and wildcard exemption

The basic answer would be yes, but note that there are separate car exemptions and household item exemptions so you don't have to use the...

I went ahead and filed my Chapter 7 bankruptcy by myself. I have a question on the truck.

Contact 722 Redemption now and they will usually give you an analysis in writing as to what the new payment would be and what you may save compared...

Can someone explain, in basic terms, how 'adequate protection' works in Chapter 13?

Adequate protection is the amount out of the $150 that the Trustee will send the creditor each month until the case is confirmed. You can put $50...

Home has FMV of $100k less cos, mortgage bal. $95k, HoExmp in IN is $17,600, $520 in equity. How to report all on schedules?

Based on your information, you have $5000 of equity and your exemption of $17,600 would protect the property.

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Bought home 2009, chapter 7 discharged 10/2012, we kept home, have made timely pays since 2009 do the pays prior to chp7 show

A Reaffirmation is not needed for mortgages and most if not all judge's will deny the reaffirmation agreement unless there was some type of benefit...

Schedule J expenses - car payments - Chapter 13

If paying the car through the Chapter 13 Plan, you do not list the monthly payment on Schedule J.

Hi, I've filed for Chapter 7, now I'm waiting for it to be discharged. I couldn't afford to pay an attorney. Thank you.

Take the 2nd course (education management course), and don't worry about the creditor.

Can I keep my vehicle without filing a reaffirmation agreement?

I assume when you say fees to reaffirm, you are talking about your attorney. There should have been something in the retainer agreement you first...

Is chapter 13 bankruptcy an option? Bank account frozen!!! (Recently posted same question regarding ch 7)

With a Chapter 7, if you have enough exemptions you can protect the account in either case. If they won't release the funds, you may just need to...