Herbert Davis

Herb Davis's law office helped me out of about $25K worth of debt. Staff was responsive and talked to Herbert a few times directly. He knows the law and worked to help me fend off 2 lawsuits from creditors. Finally settled for a fraction of what I owed. Understand this is a process, not a magic s...olution. You'll have to anticipate some minor headaches with creditors (thats how they are), just be patient and the offices work with you to get it resolved. Happy to be rid of credit cards! -Michael, NJ

On the advice of a "friend" I engaged Herb Davis's office. I sent 40% of my total debt to Herb's office. Be aware, Herb Davis's debt reduction approach is subject to the interpretation of the law. And each state interprets the law differently... 3 lawsuits and bankruptcy later, I'm worse off than ...when I started. Also, read his contract carefully. His office charges a 40% FEE to resolve your credit debt. I learned his office only sent 9% to one of my creditors and left me to hire an attorney in my home state to defend the subsequent law suit. While his staff is nice, they are extremely disorganized. Think Twice.

The Law Office of Herb Davis was able to reduce my stress! after being in the program that Herb Davis offers i made a lump sum payment instead of being in the program for a full 36 months. The lump sum payment was the best decision i ever made, this helped with my credit problems and my debt by gett...ing it done quicker. Thanks to Herb, Rick, and the whole staff for making great suggestion. Yes it would have been better to pay my bills in the beginning but nothing works out in life as planned.

My credit cards were out of control. I had 3 with balances of $15,000, $18,000, and $7,000. Minimum payments were well over $1200/month and the interest rates were killing me. We needed to use those cards after I lost a job, then we could never recover. We considered debt settlement, but their paym...ents were even higher! Herb's debt resolution is the best. It took us just 18 months, all the cards were resolved and there was no 1099 issued by the banks. Thank you Herb for helping us get our finances back on track. I cannot recommend you program enough! They kept us informaed and communicated every step of the way. Thanks again, we feel like we are on top of the world thanks to your firm!