Archived
I have received a letter from attorneys collecting on Company I have never borrowed from. I informed them they say they can sue
Joshua's answer
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Answered on March 10, 2011
People can sue anyone for anything. I can sue you for punching me in the face even though it never happened. There are potential consequences and...
Archived
Can a company add another family members outstanding bill to my account simply because that they are authorized on the account?
Joshua's answer
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Answered on March 10, 2011
Generally, authorized users are only authorized to charge expenses on your active, current account. The creditor cannot add old bills from old,...
If a judgment debtor objects to the subpoena for bringing documents to the debtor's exam, how do I compel them?
Joshua's answer
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Answered on March 09, 2011
Prepare to argue your motion to compel at the judgment debtor's exam. When the debtor does not produce the documents, you explain your argument to...
Can chase garnish my income tax return?
Joshua's answer
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Answered on March 09, 2011
After judgment is entered, the creditor can garnish your bank account, including any income tax return included therewith. However, the creditor...
Archived
How do I get this to be over with?
Joshua's answer
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Answered on March 09, 2011
You need to get proof of payment in full from the original collections agency and deliver that proof to any subsequent agency that attempts to...
Archived
If I pd a judgement off in 2008 and the collection agency says it is pd but it still shows up on my credit report. They will
Joshua's answer
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Answered on March 09, 2011
The creditor is required to file a satisfaction of judgment with the court and also serve a copy of you. That is all they are required to...
Archived
Deadline for exemption in Wage Garnishment collection
Joshua's answer
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Answered on March 09, 2011
There is no time limits, as your wages and financial situation can change from time to time. Unfortunately, usually once wages have been garnished,...
Original creditor and a collection agency show same debt on credit report but show different reporting dates. Can they do this?
Joshua's answer
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Answered on March 09, 2011
This is not uncommon as lots of debts transfer between multiple hands - original creditors, collections agencies, debt purchasers, etc. Many debts...
What am I allowed to ask and not allowed to ask during the judgment debtor's exam?
Joshua's answer
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Answered on March 09, 2011
Creditors at a judgment debtor examination can ask virtually any question - as the case law says, "leave no stone unturned" - regarding the...
Archived
What are the procedural steps for a charging order against judgment debtor's LLC?
Joshua's answer
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Answered on March 09, 2011
You need to reserve a court date with the court and then serve a copy of all moving papers and the proposed order on the judgment debtor and the...