Unfortunately, inability to pay is not a legal defense to a collections lawsuit, just a practical defense. Answering a summons and complaint is...

The court will only issue a writ in the name of the debtor as listed on the judgment. And a writ is the document used to levy the bank account. So...

How can I collect money someone borrowed?

Yes and no, unfortunately. She can still be served in the other state with a process server. And some states allow service via US Mail when the...

Wages are being garnished

Yes. Need to quickly file claim of exemption with local sheriff. Time is of the essence.

Most dealerships sell the loans almost immediately after financing customers, so yes, a collections agency probably can still pursue you, sue you,...

How to freeze bank account?

Typically, you have the court clerk issue a writ of execution and then work with the local sheriff to serve the levy on the bank. Talk to the court...

Debt collector and creditor

The FDCPA does not apply to creditors collecting their own debts, correct. But there are lots of state laws that fill in this gap. In California,...

What are my dispute options here?

Contact a local consumer rights attorney sooner rather than later. But be ready to dispute the debt again, demand verification and keep on...

Credit Card Garnishment

Looks like there is a judgment already entered against you and they are now starting to seize assets to enforce that judgment. Discuss your options...

I got served a earnings withholding order at work and I never was served any documentation prior to this. Can I fight this?

You need to file a claim of exemption to attempt to stall the earnings withholding order and simultaneously file a motion to set aside the default...