Archived
HOA sold debt to collection agency. I asked for debt validation and they sent me another unit owners debt. And now an attorney
Joshua's answer
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Answered on May 09, 2011
The collections agency may have bought the debt or may have just been collecting for the HOA. Need more facts to be more helpful here,...
My sister advised me that it is illegal for collection agencies to call and make a bill collection an a Sunday...is that correct
Joshua's answer
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Answered on May 09, 2011
Consult with a local consumers attorney but nowhere in the laws does it say that a collections agency cannot call you on Mothers Day.
Disclaimer...
Archived
What will happen if i can't pay maintenance fees on timeshare
Joshua's answer
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Answered on May 09, 2011
You have to find the money to pay the fees, find a buyer for the timeshare, or accept the fact that you will eventually lose the timeshare to...
Archived
Am I responsible for legal fees?
Joshua's answer
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Answered on May 09, 2011
All depends on if there was a contract with the original creditor and if so what that contract said. It also depends on when you paid Collections...
Archived
I found out by phone that a bank is preparing a civil lawsuit for overdrafts. i have not recieved anything in mail-is it legal?
Joshua's answer
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Answered on May 03, 2011
Yes. Almost all pressure and special payment offers suggest there is room to negotiate.
Disclaimer of California Attorney
Although the above...
Archived
HOA is suing me for unpaid dues.
Joshua's answer
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Answered on May 03, 2011
Check your HOA rules and regulations and/or operating agreement or similar controlling documents. But for restrictions found therein, the limits...
Archived
Can collection agencies (or law firm - debt collector) garnish my 401k or Roth IRA? and my husband's if debt is just my own?
Joshua's answer
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Answered on May 03, 2011
Creditors can reach into any and all assets - checking accounts, savings accounts, CDs, stocks, bonds, etc. However, there are exemptions for...
Archived
I paid a Dr bill for a surgery, almost 3 years later They want more money?
Joshua's answer
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Answered on May 02, 2011
Write them demanding validation of the debt and a detailed breakdown of the charges and credits.
Disclaimer of California Attorney
Although...
Archived
If i have a judgement against me in ny will
Joshua's answer
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Answered on May 02, 2011
The creditor can seize the shares of your corporation and take it over - have the shares sold at a sheriff's auction and then bid the judgment to...
Archived
Is payment on a judgment in AZ first applied to costs, then interest and then the actual judgment balance?
Joshua's answer
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Answered on May 02, 2011
First costs, then interest then judgment.
Disclaimer of California Attorney
Although the above response is believed to be accurate, it should...