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Who is responsible for removing negative item from my credit report...the landlord or the collection agency or both?
Joshua's answer
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Answered on May 23, 2011
Notify all 3 credit reporting bureaus in writing of your dispute. The responsibility to correct and/or remove items from credit reporting bureaus...
Archived
Being sued by a junk debt buyer. has not shown proof that i owe them money. is there a way i can dismiss case in ohio?
Joshua's answer
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Answered on May 23, 2011
Hiding behind the attorney-client privilege theory seems like a far stretch based on the facts presented. But you really do need to discuss this...
Archived
What is my responsibility for this debt and how do I clear my credit?
Joshua's answer
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Answered on May 23, 2011
Everything is negotiable. Talk to the collections agency and see what they are willing to do. But from a legal perspective, each of the 3 of you...
Archived
HELP!!! RE: Garnishment Summons Forms
Joshua's answer
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Answered on May 23, 2011
You really do need the assistance of a local attorney. Forms need to be approved and signed by the court and then a file opened with the local...
Archived
I had a payday loan that was two years old when I was contacted by someone from Powell Law Offices to repay the loan...
Joshua's answer
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Answered on May 20, 2011
Send the law firm a demand for validation of debt. Typically, when laws come into effect and make certain activities illegal, they do so only going...
Archived
I had a friend that had a cell phone on my plan. He racked up over $600 in charges and refuses to pay.
Joshua's answer
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Answered on May 20, 2011
This is the hard way to learn a lesson about friends/family and essentially loaning money. You can sue your friend in small claims court, but that...
Archived
Our small business is unable to collect from a customer even with a default judgment against them
Joshua's answer
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Answered on May 19, 2011
Judgment enforcement is not an easy process and there are no 2 cases alike. All judgment enforcement activities are also controlled by state law...
Archived
Dismissal without prejudice
Joshua's answer
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Answered on May 19, 2011
I agree with the above. Creditor can only report to credit bureaus, call and write letters that might annoy you, or eventually file suit again....
Protective orders possible in post-judgment collection discovery? (Federal)
Joshua's answer
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Answered on May 19, 2011
Post-judgment discovery is very limited. However, post-judgment discovery borrows from the discovery act, so I would think the same rules apply. I...
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Archived
I won a judgement. If I get a promasary note for payments do I sign a Satisfaction of Judgement or a Partial S of J?
Joshua's answer
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Answered on May 18, 2011
Do not sign anything until you actually receive payment and it clears the bank.
Disclaimer of California Attorney
Although the above response...