Archived
If I settle with my creditor that's suing me, does that mean I will not have to file an answer to go to court?
Joshua's answer
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Answered on June 06, 2011
If you settle before the time expires to file an answer, or the creditor agrees - IN WRITING - to not take a default and/or default judgment, then...
Archived
I received an order authorizing alternative service on my door. however, this person does not live here. Can this be dismissed?
Joshua's answer
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Answered on June 06, 2011
My two cents - if you are not in the lawsuit, stay out of it. Don't create some sort of liability or responsibility. And if you have further...
How long does it take to get a garnishment reimbursement?
Joshua's answer
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Answered on June 06, 2011
No way to know exactly. This is outside the scope of the legal system. Need to stay on top of the creditor's attorneys to get you money back...
Archived
Civil warrant
Joshua's answer
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Answered on June 06, 2011
Contact them to settle. But remember - you have a very short period to respond to the lawsuit and need to consider consulting with an attorney to...
Archived
I went to self help ctr at the court house to put a lien on ex-spouses commerical vehicles used for business. Vehicles under his
Joshua's answer
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Answered on June 04, 2011
Go to California Secretary of State's website and UCC1 form and instructions are right there. Very easy instructions to follow.
Disclaimer of...
Archived
What is the Maximum allowable late fee percentage a creditor can charge on an account?
Joshua's answer
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Answered on June 04, 2011
Usury laws in California depend on the creditor and the type of debt and any contract signed. A utility bill with a 10% late fee is...
Archived
I was served a summons to court for late & non-payment on a secured loan?
Joshua's answer
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Answered on June 03, 2011
File an answer ASAP or the creditor might be able to take a default judgment against you and then you would lose without ever having a chance to...
Archived
I have not filed an answer to a civil summons, do I still go to the court date?
Joshua's answer
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Answered on June 03, 2011
File an answer ASAP or the creditor might be able to take a default judgment against you and then you would lose without ever having a chance to...
Archived
A credit collector is taking me to court. I am currently in a debt payment program, that these people know about.
Joshua's answer
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Answered on June 02, 2011
The credit collector is not required to accept the debt payment program payments. You need to talk to the debt payment program to see what your...
Archived
Can a debt collector place a lien on a second property?
Joshua's answer
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Answered on June 02, 2011
If you own two properties, the debt collector, if they have a judgment, can place a lien on both properties.
Disclaimer of California Attorney...