Archived
Can a mortgage company garnish wages from our employers (25% deduction/each employer) without a court judgement in Michigan?
Joshua's answer
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Answered on August 10, 2011
Not without entry of judgment.
Disclaimer of California Attorney
Although the above response is believed to be accurate, it should not be...
Archived
I won a judgment against a previous employer for over 12k. Employer was Corp. What is the best way to collect?
Joshua's answer
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Answered on August 09, 2011
Need lots more facts. If previous employer is still in business, I would recommend levying their business account and also going after their source...
Archived
Can a creditor refer a debt to collection without prior notification of the existence of the debt?
Joshua's answer
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Answered on August 09, 2011
Yes.
Disclaimer of California Attorney
Although the above response is believed to be accurate, it should not be relied upon as any type of...
Archived
I have had a levy placed on my account leaving me nothing to live off with a pending negative balance and fees daily!
Joshua's answer
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Answered on August 09, 2011
See answer above re: locating attorney. You need to file claim of exemption or consider bankruptcy ASAP to get this resolved so you have some money...
Archived
How do i collect on an outstanding loan to my older brother R5000
Joshua's answer
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Answered on August 09, 2011
If he won't do it volunteerily, you need to file suit.
Disclaimer of California Attorney
Although the above response is believed to be...
Archived
Incorrect Credit Reporting
Joshua's answer
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Answered on August 09, 2011
Sounds like violations of the Fair Credit Reporting Act. I would send letters to B of A and all 3 credit reporting bureaus (all certified mail...
Archived
Can a credit card collection agency take my only vehicle and asset?The car is 10yrs old and needs lots of wrk!
Joshua's answer
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Answered on August 08, 2011
You need to review the available claims of exemptions provided for in Florida and see what applies. Based on the facts presented, I would think the...
Can a bank levy reg: me be placed on my 11yr old son's credit union saving acct in California with me being joint/parent on?
Joshua's answer
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Answered on August 08, 2011
If you are a joint owner, the account is subject to garnishment. If the money in the account belongs to your son, he can file a third party claim...
Archived
I need to know what my options are. I've been ordered to appear in court for credit card
Joshua's answer
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Answered on August 08, 2011
File an answer to the lawsuit. Midland is a large purchaser of bad debt. Most likely, they do not have the paperwork to prove you signed a contract...
I am being sued for credit card debt. I am unemployed and own nothing of value. Should I file for bankruptcy or go to court?
Joshua's answer
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Answered on August 08, 2011
File an answer to the lawsuit. Most likely, they do not have the paperwork to prove you signed a contract and/or full accounting of the monies...