Raffy M. Boulgourjian

Words cannot explain how impressed I am with Attorney Raffy Boulgourjian. I found him on the attorney website AVVO and am so truly thankful I did. I had rushed back to the country due to receiving court papers by a company claiming breach of contract (they were claiming I had signed to sell my hou...se to them at 50% off market price and at 200k less than what I owed the bank) My house was NOT for sale, not to mention, I was out of the country when this supposed contract was signed. (Sidenote > fraudulent realty scheme > yes they filed papers in court & yes they put a lien on my house) I was searching for attorneys on AVVO and after researching and cross referencing with other attorney review sites I compiled a list of potential attorneys and started making calls. Raffy was the chosen one. Not only was he patient and helpful, during the initial phone call he attempted to walk me through the steps that I could take in order to resolve this on my own without retaining his services and incurring attorney fees --- apparently he had a client with the same type of case as mine, copy paste except for our names. I appreciated his honesty in trying to save me money but could not take any chances in attempting to handle this myself... He was the chosen ONE. I retained his services and am so glad that I did. He was available throughout the entire process via phone call and email, he kept me updated in detail anytime he had new information. He took care of it all, got the lien taken off of my house got the fraudulent case against me dropped basically did everything he had set out to do and all in a short period of time. He sent me monthly invoices with a breakdown showing me exactly what was billed and get this…. In the end I get a check back for the money’s not used. I am going to be honest, as I was with him, I did not expect any money back, I feel like he under billed, it would have been worth every single penny had he kept the entire retainer and, yes, I would have written a review regardless, but, I am so impressed with this final action on his part that I decided to go more in detail with the specifics on my case and rid you of any doubts.. If you are reading this review and you need an attorney then don’t hesitate to call him. I have never been impressed with attorneys and have actually sided with the term “Lawyer=Liar” but not anymore. Raffy Bougourjian is a Lawyer and is a straight forward and honest person. I am now a believer that there are good people who turn into great attorneys with an amazing work ethic. I would not hesitate to refer clients to him for as long as he is an attorney and I as long as I am alive  Thank you Raffy, I praise and applaud you. You are a godsend.

I purchased a house in late 2005 that was financed with a 7/1 hybrid ARM loan with an initial seven year interest only period. Not only was my timing bad, but the house turned out to be the proverbial "house from hell" and required approximately $75K in repairs and updates that I financed primarily ...with draws on my HELOC. Fast forward five years and the situation wasn't pretty - the house was worth $450K less than I paid for it, I was $250K "underwater" on my mortgages (which made refinancing impossible) and my first mortgage mortgage payments were scheduled to increase 25-40% in two years. I knew that my lenders weren't going to voluntarily modify my loans but I needed objective advice on assessing my options. Litigating with my lenders to seek debt relief, walking from the house and pursuing a short sale or deed in lieu of foreclosure all seemed like viable alternatives but I didn't have the experience to evaluate these options as there were so many issues to consider. If I sued my lenders would they come to the negotiating table or dig in their heels out of concern regarding the moral hazard? Would my lenders agree to a short sale that made economic sense or would they expect me to sign a note for the deficiency? If I wanted to pursue a short sale would I get a better result by having an attorney negotiate on my behalf? As an attorney I could spot these issues but I didn't have the personal experience to handicap the potential outcomes. Being self-conscious of my predicament and not knowing any peers that had been in my situation I decided to use the internet to find an attorney experienced in residential mortgage issues. I read several of Raffy's posted responses to questions from borrowers and thought that they showed sound logic and good judgment so I decided to give him shot. I knew from my first meeting with Raffy that I chose the right attorney. During my initial consultation with Raffy he convinced me that short sale was my best option even though I was predisposed to litigate and litigation would have been in his economic interest. Raffy also convinced me that a real estate agent that specialized in short sales could negotiate as good an outcome as he could. Raffy even referred me to such a real estate agent. I retained Raffy to represent me in the short sale process to ensure that I could obtain objective advice through the short sale process rather than relying solely upon my real estate agent. Five months after first meeting with Raffy I was out from under my house and approximately $200K of the $250K that I was underwater. I also have the comfort of knowing that I have been advised by competent counsel that my lender cannot pursue a deficiency judgment against me. And for all of the benefits of this outcome, Raffy was incredibly efficient with his time. During the entire five month process I was billed less than $500. I have worked with dozens of attorneys over the course of my career and Raffy ranks among the best. I can't imagine another attorney that could have done a better job of guiding me through my situation and reaching a successful resolution.

Mr. Boulgourjian represented my parents in a case that involved fraud. Since our first meeting with him we knew we had found the right lawyer. He listened to our case and immediately told us he could help . He always kept us informed on the progress and was very easy to get a hold of if we had any qu...estions. Thanks to his services and knowledge we were very successful! We highly recommend him to anyone who is looking for a honest, caring and efficient lawyer!

My husband and I would like to extend our gratitude and sincerest thanks to Mr. Raffy Boulgourjian for assisting us, throughout the years, with our legal matters. We have requested his legal counsel numerous times and have always been completely satisfied with the positive results it has generated in... our favor. He is an excellent resource, is patient and understanding, very thorough, and an all-around wonderful person to know and trust. There aren't enough great things to say about him and his willingness to help. His ethics and knowledge of his field are above reproach. Raffy is very passionate about his work and his clients and we would highly recommend him both personally as well as professionally.