I had HOA dues go to a collection lawyer . We filed for BK chapter 7 . BK discharged 12 / 25 / 12 firm wants $ 700 in fees

Post petition HOA dues are not discarged in the bankruptcy. The month after you file the BK you are supposed to resume your HOA payments. Look at...

If a chapter 7 debtor owns a small S-corp business, should he list the assets of the business in his personal bk schedules?

The ownership interest in the business is the asset that must be listed on Schedule B and exempted (to the extent there is value). The assets of...

Automatic Stay

No. There is only a stay as to the defendant who filed the bankruptcy. If the other defendants want a stay they must file bankruptcy...

In California, Under what circumstances can one of my creditors attack my income tax refund?

Always file your state and federal income tax returns timely. It is illegal not to file income tax returns. If you want to make sure you can keep...

I got a letter from discover that i will get a refund from protection product enrollment Feb 21 , 2013

Yes.

I have a partnership and am filing a Chapter 7 Bankruptcy . Will I be able to separate my assets from the partnership assets ?

If the partnership is informal then it is probably not a legal partnership. That means all of the "partnership" property is really yours and your...

If I was not personally served, is my understanding correct that I should also be mailed a copy of the summons?

If you feel you were improperly served you would have to file a motion to quash service. Do this before you file an answer. If it works it means...

I filed for chapter 7 . I owe money to the IRS and the FT . Are those debts dis chargeable ?

If you owe taxes and have filed the returns timely any liability more than 3 years old is discargeable. If it is less than 3 years old it is...

Pay the lawyer more and have him prep you for the hearing and attend it with you. Dont leave the job half done. Also take the 2nd credit...

As of today I owe 98000 on my student loans. I am unemployed for close to 2 yrs. What can I do, I am just barely getting by.

You may be able to discarge them in a Chapter 7 bankurptcy if you can show undue hardship but that is tough to do. If you are able to repay them...

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