I plan on filing for bankruptcy. I havem't had a bank account for over a year. Can the trustee request statements that far back?

They cannot go back that far. You are OK

I filed bk chapter 7 before marriage, my wife is planning to file bk 7

Your wife's bankruptcy should not effect your credit. You already have a bankruptcy on your credit. Make sure you are paying all your bills on...

Property related to bankruptcy

Bankruptcy is an all or nothing proposition. You have to list everything you own and everyone you owe money to. You cannot pick and choose. The...

What can I do if one of my credit cards was not included in my ch.7 bankruptcy?

Due process requires notice and an opportunity to be heard. If the same company had two accounts and they got notice of the bankruptcy on one...

Do I put my car as an exemption if I plan on reaffirming the loan so I can keep it?

If the vehicle has equity you need to exempt the equity. The exemption and the reaffirmation have very little to do with each other. Make sure...

If either you or your daughter filed a Chapter 13 there is a co-debtor stay that would stop all legal action on the Wells Fargo student loan while...

Chapter 13 following Chapter 7

If you obtained a discharge in a Chapter 7 within the previous 4 years before the filing of a subsquent Chapter 13 the Chapter 13 is...

How do I know if my 06, 07 and 08 taxes were discharged in bk? My bk was discharged on 12/17/12 but I haven't heard from IRS

The IRS does not "approve" your discharge. If you listed the IRS in your bankruptcy on Schedule E they are a creditor and to the extent the tax...

Monthly repayments to the Trustee

The Chapter 13 payment is made to the trustee directly unless you are in default on your plan in which case the trustee has the authority to deduct...

If you have no money and no assets file a Chapter 7. If you have non-exempt assets you want to keep or if you have "disposeable income" that can...