Archived
Can a debt collector continue to call me after 7 years and their debt has been removed from all three credit reports?
William's answer
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Answered on November 13, 2012
Assuming that a consumer has not notified the debt collector that identity theft has occurred, debt collectors can attempt to collect until either...
Archived
If a judgement is set aside, does that render the resulting writ of garnishment unenforceable?
William's answer
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Answered on November 13, 2012
A wage garnishment will stand only upon a valid judgment. Where the judgment is set aside, the wage garnishment will be released. The question is...
Can a spouse be charged with identity theft?
William's answer
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Answered on November 10, 2012
No good will come from going after your mother. Instead, your father can protect himself by filing a police report for identity theft at his local...
Archived
If the only non exempt property I have is a house I used my name to buy for my son who has made every payment , can it be seized
William's answer
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Answered on November 10, 2012
Parents frequently help children get into housing by helping them obtain a loan. Generally speaking, and here in California, if your name is on...
Archived
I am paying off a medical bill in full after being sued by the hospital should I get some documentation from the Attorney that i
William's answer
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Answered on November 08, 2012
Get the terms of the agreement in writing from the attorney BEFORE making payment. Make sure it states the amount to be paid in full satisfaction...
Archived
The bank did not notify me of the garnishment order bank released the money i did not know of it tilli checked my balance witch
William's answer
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Answered on November 07, 2012
If there is a judgment against you, you may be able to set it aside if you were not served with the summons and complaint, and therefore lacked...
As a sole proprietorship why can't i claim protection under the FDCPA or the Rosenthal Act for a BofA, Wells or Chase loc?
William's answer
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Answered on November 07, 2012
The FDCPA and California Rosenthal Act (RFDCPA) apply only to "consumer debt". Consumer debt is debt incurred primarily for "personal, family or...
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