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A mortage company charged off a debt that my property was mortaged for and turned it over to a collection agency.
William's answer
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Answered on December 08, 2012
A "charge off" is a tax maneuver and does not relieve you of the debt.
You should consult a consumer protection attorney in your area with...
Archived
I'm being sued by a junk debt buyer, I requested te original agrremnt with the credit card company , its been almost con't belo
William's answer
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Answered on December 08, 2012
I am a California attorney and not licensed in Ohio, so I cannot speak to Ohio laws.
Based on general litigation principles, however, it seems...
Sued in California by Asset Acceptance LLC, original creditor is CHASE. I have 4 days to file the answer, need help with it.
William's answer
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Answered on December 07, 2012
It is my experience, that the judges in Van Nuys do not have a favorable view of debtor-defendants in limited civil (under $ 25K) credit card...
Does a collection agency have to disclose when they purchased a debt to collect
William's answer
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Answered on December 06, 2012
I'd be careful here, that you are not dealing with scammers. A legitimate debt buyer, at some point, will have to show when and how it obtained...
Archived
HOA late fee is 10% which is $10.05. They are charging $10.05 per month every month for 2 years for 2 missed HOA .
William's answer
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Answered on December 04, 2012
Sounds like they are applying each payment, consecutively, to the first past due month so that every month you are still 2 months past due, hence a...
Archived
Credit card debt
William's answer
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Answered on December 01, 2012
You are correct in seeking an attorney who is experienced helping consumers with credit card debt.
Midland Funding is typically represented by one...
Archived
I have responded in writing three times that the debt collections agency has the wrong party.
William's answer
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Answered on November 30, 2012
If (1) the debt they are seeking to collect is a consumer debt - for personal, family or household purposes - rather than a business debt, and (2)...
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Archived
Can a debt collector, after judgement, garnsih wages even if you are making payments?
William's answer
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Answered on November 30, 2012
An agreement to make payments on a judgment should be in writing and have a provision that execution on the judgment - wage garnishment - will not...
Archived
I have a company called Baker and associates leaving messages with me and my family saying that they would serve me papers today
William's answer
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Answered on November 26, 2012
The following practices are violations of the FDCPA:
1. Calling third parties, if the collector knows how to locate you;
2. Calling third parties...
Archived
How do I dispute a debt being collected from. Collection agency
William's answer
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Answered on November 25, 2012
You should dispute the debt with the collection agency and also with the three major credit reporting agencies. Each of these disputes should be in...
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