We had a foreclosures in California proceed as non-judicial foreclosures (trustee sales), 2012 and the second trustee

The facts appear to be that your first lender completed a non-judicial foreclosure sale. If your second note was taken to purchase the property...

If you closed the bank account with zero balance and the credit card was not an overdraft account, then you shouldn't face any problems. If you...

Possible in chapter 7 bankruptcy to discharge old taxes where IRS filed a substitute return? Talking about 2004-2007 taxes.

No. After a substitute for return is filed by the IRS the only assessment that might ultimately be discharged (after sufficient time) is the...

Post chapter 7 bankruptcy. if irs taxes discharged, do tax liens attach to value of all my property or just my equity in propert

Unrecorded tax liens are avoided from exempt property through 11 USC 522(c)(2)(B) and tax liens against all other property last for ten years from...

I filed a Chapter 13 and the Bankruptcy Plan was confirmed back in the year 2010 . I have been making all plan payments .

At least 7 days but not more than 30. See Local Bankruptcy Rule 3015-1(w)(3)(A)

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In chapter 7. 341 hearing complete. no asset case. Is it okay to borrow from my 401(k) before my discharge is granted?

Yes - provided that more than thirty days have past since the later of the 341(a) hearing or the last time you amended your schedules and there is...

Bankruptcy Chapter 13: How to get a "release of lien" after it was avoided in Chapter 13 Bankruptcy

The Central District of California Bankruptcy Court website has forms for a declaration that you have completed the plan payments...

I am a senior citizen with a $1,707.00 monthly income, with >$20,000.00 credit card debt. How do I file for Bankruptcy?

You can contact the Public Counsel Law Center's Debtor Assistance Project for free guidance or visit a pro bono legal counsel program at one of the...

Can filing for chapter.7 cancel the default judgement made against me?

Chapter 7 may not be your best option. You may be cash poor, but if you own real estate or other assets with nonexempt equity, then you are best...

No. Only judgment liens that impair exemptions may be avoided from real property by Chapter 7 debtors pursuant to 522(f) of the bankruptcy code. ...