I filed a chapter 13 100% repayment plan two years ago. I will be done paying before 3 yrs. Can my case be discharged early?
Peter's answer
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Answered on March 10, 2021
Yes. The chapter 13 trustee will file and serve a notice of intent to file a final report after the last of the checks clears. You need to file...
Filed Bankruptcy 7 years ago (Chapter 7) no missed payments
Peter's answer
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Answered on October 07, 2020
No. It is not possible to remove the fact of your bankruptcy filing from your credit report unless it was an error such as identity theft.
After filing for ch. 7, how long do I wait to file a motion to avoid a lien on then bank account levy from a judgment creditor?
Peter's answer
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Answered on September 05, 2020
You don’t need to wait until after the 341(a) hearing to file your motion, but the court will not likely grant your motion until after the original...
If I am the sole proprietor of a small business and I file for bankruptcy, will I lose my business?
Peter's answer
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Answered on August 25, 2020
Not necessarily. As a sole proprietor, whether or not you're able to continue with your business model often depends upon the value of your assets...
My ex filed bankruptcy after we divorced, what happens with the debts we split?
Peter's answer
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Answered on August 20, 2020
Pursuant to California Family Code Section 910, community property is responsible for paying debts incurred while you were married.
Pursuant to...
Is there precedent for a court ordering a trustee to take a better offer on a house sale?
Peter's answer
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Answered on July 15, 2020
Any suspected self-dealing by a chapter 7 trustee should be reported to the Office of the United States Trustee so that the appropriate action can...
Are all chapter 13 bankruptcy repayment plans always 3-5 years? Can it be earlier?
Peter's answer
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Answered on July 09, 2020
A 100% plan can be confirmed at less than three years.
A plan confirmed with payment of less than 100% of allowed claims can terminate prior...
Would doing a prenup with my fiancé protect my assets And income if he goes bankrupt or can’t pay child support?
Peter's answer
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Answered on June 07, 2020
Only community property and the separate property of the spouse filing a bankruptcy become assets of the Bankruptcy Estate. Your separate property...
Protected through a provision called the “codebtor stay.”.
Peter's answer
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Answered on May 22, 2020
The codebtor stay applies to consumer debts that are provided for in the debtor's chapter 13 plan paying 100% of the allowed claim of the creditor....
Can I just offer to Pay off my vehicle without going through a Reaffirmation process?
Peter's answer
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Answered on May 11, 2020
The reaffirmation process for a vehicle loan chapter 7 is designed to prevent the creditor from being able to repossess the chapter 7 debtors...
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