If a suit was filed and dismissed w/o prej. within the SOL, can another suit be refiled after the SOL of that debt has expired?

As stated by Mr. Lysle, if an untimely lawsuit is served but not timely answered with the proper affirmative defenses, the Plaintiff can obtain a...

Is it illegal for a 3rd party collection agency to call and threaten me by saying the will have me put in jail or sued

Threats of criminal prosecution for an unpaid debt violate the Fair Debt Collection Practices Act (FDCPA) and the Cal. Rosenthal FDCPA. I also can...

I have free sample letters for consumers in the link, below, on a website. Take one of the letters such as 2.3 which is to cancel a sale and...

I stopped paying on a credit card debt in 2006, due to a lost job. The creditors attorney just called to tell me they are

If the statute of limitations (SOL) has expired on a credit card debt that was used primarily for personal, family or household purposes, then it...

Referred to a pain doctor. Never asked or billed for co-pay or any additional cost. Two years later sent bill then collection

Your posting has two key issues: (a) failure to bill immediately after medical office visits and (b) reaction to one of the procedures with scar...

If you paid with a personal check, the debt collector may also be waiting to ensure that you don't try to stop payment. A 30 day wait is not...

If I tell a medical company I can only pay so much can they refuse to take that amount and push for more?

The problem with paying only $50/month is that it will never get paid off, since they will also add interest on the balance. The legal rate is 10%,...

Which county to deliver wage garnishment to?

The place where the payroll is prepared would probably get it to the payroll department faster, but most likely it does not really matter, the...

Nothing. The judgment will not be paid from your current wages, but if they are able to levy your bank or investment account or collect funds from...

Cite FDCPA in validation letter eventhough it is past 30 days of initial letter from debt collector?

The date on the letter is not the date from which the consumer's 30 days expire, it is 30 days from the date the consumer receives the letter. A...