Does avoiding bankruptcy in this situation help my future ability to borrow or does it not matter?

The videos on the home page of my website explain your options when sued on a credit card debt. As for credit reporting, an unpaid judgment can...

Not only should a satisfaction of judgment in full have been filed once the debtor satisfied the judgment in full, but this sort of conduct may...

Pre-paid moneysmart walmart and bank levy

It is possible that it may fall off your credit reports, even if you have not satisfied the judgment or discharged it. However, this money...

Collection agency contacting family members instead of the person who is in debt.

If this is a consumer debt (meaning primarily used for personal, family, or household purposes) then you have a good case, as this conduct violates...

If I have an unpaid credit card that has had a portion of the balance "charged off", can they pursue the charged off balance too

Yes, charge off is an accounting term that is required by bank regulators to show that a debt is no longer considered to be paid in full, as the...

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Preliminary Injunction or TRO

If you determine that assets have been transferred for less than a fair market value with the intention of depriving judgment creditor(s) of...

I just received a summons from a collection copy that suing me for credit card debt. I've never had this happen to be me before

The home page of my website, linked below, has several short videos on your options, when receiving a debt collection lawsuit. A formal response is...

Can a lawyer lie to it's client in how much the plaintiff is willing to negotiate with the amount of money being given?

That will not work for several reasons: a. The settlement agreement and/or release that the plaintiff must sign will have the total amount. The...

It's a hard question to answer without seeing the documentation that shows why you believe you paid the debt in full many years ago. I'd start...

Hi. Can a debt collector garnish my wife's separate bank account for my personal debt? Thank you.

Unpaid judgment creditors can go after the spouse's accounts to enforce the money judgment. Cal. Code of Civil Procedure, Section 695.020(a),...