Debt Collection Agency mailed me a letter but I've never had a bank account?

You should send a dispute letter to this by U.S. Certified Mail, Return Receipt Requested, within 30 days of receiving this initial letter of this...

Is a dealership required to assign their interest at the time the RISC is signed?

In California, the Retail Installment Sale Contract shows at the top the dealership as the creditor/seller. No dealer is required to assign its...

I got a payday loan and I couldn't pay it back. Now I have someone calling me and threatening that I could go to jail need help

Mr. Martz is correct: this is a violation of the Fair Debt Collection Practices Act (FDCPA) and the Cal. Rosenthal FDCPA. You should consult with...

Can a rental car company charge me for alleged damages if they weren't found at the time of the return?

A chip on the windshield seems to be small in price, not enough to bring a lawsuit. I would certainly question when and how they discovered it and...

Sounds to me as though you are asking for trouble if you use this unique card at a store. The clerk will see a credit card that looks unusual and...

How do i find out if I'm being sued by a creditor?

Many superior courts in California can be searched for a small fee or free. I have a legal guide on those online court services, or you can go to...

I'm trying to settle two closed credit card accounts one is $9000 and the other is $4000 creditor sound like they don't want to.

In my cases in which I have settled debts for clients, I prefer to be able to explain my client's situation and how they arrived there, which makes...

After a credit card has defaulted and charged off, which Agreement is the consumer bound by?

When you refer to the cardholder, do you mean the person who entered into the agreement for the card (the "debtor"), or someone whom the debtor...

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How do I stop wage garnishment without do a bankruptcy

My legal guide explains filing a claim of exemption, which stops garnishment without bankruptcy, though the judgment will remain collectible for at...

I have a eviction from nov of 2008 I was never personally served papers but found it on my credit report what can I do?

Evictions do not require a formal or written lease or rental agreement. Any person who resides in the premises must be evicted for the landlord to...