Archived
Sensing that I will be sue- Will transferring money and assets to wife now protect those assets from creditors coming after it?
Robert's answer
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Answered on July 13, 2014
Rather than try to hide assets under your wife's name, in the event of a judgment against you, I suggest consulting and possibly retaining a debt...
Archived
Service of complaint n summons, how long do l have to serve the defendants.
Robert's answer
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Answered on July 13, 2014
It depends on any orders or hearings set by the court for your particular case. When you filed the lawsuit, the clerk should have given you or...
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Can you explain the collections process? We just received notice that our unpaid American Express bill is now in collections.
Robert's answer
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Answered on July 13, 2014
As I explain further in the FAQ area of my website and my article, "Understanding Why You Were Sued," the collection process begins with several...
Archived
What are the meanings of these Affirmative Defenses?
Robert's answer
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Answered on July 12, 2014
Representing one's self is one of the six options that I discuss on the videos on the home page of my website. You will be up against professional...
Archived
A collection agency bought my account, can he change the orginal date that the debt occured?
Robert's answer
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Answered on July 12, 2014
The period on which a collection account can be reported on a consumer credit report is 7.5 years from the date of the default. That period is...
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Debt collector sent me a letter of intent to sue. Does this mean they will?
Robert's answer
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Answered on July 12, 2014
Record in your county a homestead declaration (see link below) for your mobile home, to ensure it is protected from a judgment lien. If the sue...
Archived
What options do I have in regards to a false debt under my name? Can I sue the debt collector for false debt practice?
Robert's answer
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Answered on July 12, 2014
Several questions: After you sent the letter to the collection agency disputing the debt, did they stop collecting the debt or did they send you a...
Archived
Contract with Verizon for the Triple Play
Robert's answer
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Answered on July 12, 2014
A contract, executed by an authorized agent for a corporate entity, must be honored by the entity. A contract which was signed by someone who was...
Paid off debt that still says "open" on credit report. how to get that off
Robert's answer
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Answered on July 11, 2014
The free letters on my website, linked below, should be help, especially letter 3.1. Be sure to send it to the three credit reporting agencies by...
Archived
I payed off my credit card ballance in full in May at the Chase bank teller. They said I have no further payments.
Robert's answer
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Answered on July 11, 2014
A few things you can do to resolve this, before it becomes a problem on your credit:
a. Send a billing dispute by Certified or Priority Mail to...
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