You will need to seek medical attention as soon as possible in order to file a premises liability claim.

It sounds like you have a claim against the City in which the sidewalk is situated. There may be a claim also against any property owner abutting...

I recommend you sue both insurance and body shop.

If you live in the same address it is doubtful that you will be able to do so. I would refer back to the language of the insurance policies that...