Archived
Can you buy a house while under Chapter 13? I recently filed. Do I have to put my car under even though it is up to date?
Jay's answer
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Answered on April 20, 2009
It depends. You need to speak with your bankruptcy lawyer to determine whether you are permitted to take on additional debt during your Chapter 13.
Archived
Can a lien be put on my property for a debt that had been listed in my bankruptcy? my house was purchased two years later
Jay's answer
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Answered on April 20, 2009
It sounds as if this debt was discharged in a Chapter 7 bankruptcy. If so, the creditor is not permitted to file a judgment or a lien against you...
Archived
I have two credit cards that my ex husband told me he had paid off, but really filed bankruptcy on then the bankruptcy was
Jay's answer
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Answered on April 20, 2009
If you can afford the pay the debts, and are legally obligated to do so, you should. Bankruptcy is not the end of the world but it is a last...
Archived
Can I file for bankruptcy on a credit card and a car loan after they both have filed a lawsuit on me?
Jay's answer
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Answered on April 20, 2009
It is not too late to file for bankruptcy, which is designed to protect people from continued collection activities. Filing for bankruptcy will...
Archived
New York debt collection law, debtor's rights if cosignor files for bankruptcy
Jay's answer
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Answered on November 10, 2008
I agree that you need to look at your contract because this document will govern the statute of limitations on the debt. NY has a 6 year SOL, but...
Archived
BANKRUPTCY
Jay's answer
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Answered on November 10, 2008
There is no absolute right to withdraw a Chapter 7 bankruptcy; in order to withdraw the case you will need to make a motion to the bankruptcy...
Archived
Spouce wrongfully accessed and run up my cell phone bill and it is now in collections.
Jay's answer
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Answered on September 19, 2008
This sounds as if it may qualify as identity theft. You would need to dispute the debt with the carrier, and ensure that the dispute is noted on...
Archived
Procedure for filing for bankruptcy protection, chapter 7, chapter 13
Jay's answer
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Answered on September 19, 2008
Under the bankruptcy code, you can qualify for a discharge under Chapter 7 only once every eight years. Therefore, you may be better served by a...
Archived
Is it required to have a lawyer when filing for chapter 7 bankruptcy
Jay's answer
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Answered on September 16, 2008
There is no requirement that you have a lawyer for your Chapter 7 bankruptcy. That having been said, however, bankruptcy is a complex matter...
Archived
Does a deed in lieu of foreclosure prevent the bank from issuing a deficiency judgement?
Jay's answer
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Answered on September 09, 2008
Any negotiation for a deed in lieu of foreclosure would normally include a discussion and agreement that any deficiency would be waived. However,...
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