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My grandmother passed away but we are joint owners of our house, on her will she stated that her half of the home be left to me
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Answered on November 11, 2013
If you owned the property as "joint tenants", the property is now yours entirely. You should file a declaration of death of joint tenant with the...
Archived
Are second mortages usually discharged in chapter 7 bks?
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Answered on November 10, 2013
You personal liability for both second mortgages was discharged. However, as has been pointed out, a discharge is not the same thing as...
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I purchased a property at auction, the foreclosed on person states she is still in litigation with the bank on her foreclosure.
Justin's answer
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Answered on November 10, 2013
You are entitled to immediate possession of the property unless the former owner obtains an injunction preventing you from taking possession. ...
Archived
My House unable to Short Sale, Foreclose, Deed In lieu, Trustee Sale or do anything with it?
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Answered on November 07, 2013
Your situation is complicated, to be sure. Apparently, the lender cannot foreclose and for some reason you cannot sell the property. If you are...
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Archived
Can sale of storage unit next month be delayed & debt of new fees be included in Chapter 7 refile due prior case dismissal?
Justin's answer
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Answered on November 07, 2013
Your case has been closed without a discharge. You need to file a motion to reopen the case so that you can properly execute form 23. The fee is...
How do I get a lien removed once the bank has written off the 2nd? Same bank has 1st N 2nd. Wrote off 2nd but didnt remove lien.
Justin's answer
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Answered on November 07, 2013
Sections 2941 et seq. of the California Civil Code require that the lender record a release of the lien within 30 days of cancellation of the debt....
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My mother has dementia, what can you do if someone fooled your parent in to a reverse mortgage and took all the money
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Answered on November 06, 2013
If your mother has dementia, you can petition to be her conservator and in that capacity initiate litigation on her behalf to recover the money.
Archived
Purchased an REO & there are people living in there. This is an investment property. What's the timeline or procedure to evict?
Justin's answer
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Answered on November 06, 2013
If you had enough money to buy a property at auction, you surely have enough money to hire an attorney. The timeline depends on whether there are...
Archived
Can I sue the seller on a short sale?
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Answered on November 01, 2013
If you end up acquiring the property at a higher price and interest rate, you might be able to sue the seller for the difference. It depends on,...
Archived
Facing foreclosure as a result of a default on my HELOC, and my sister is willing to help me pay off the debt but need help!
Justin's answer
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Answered on October 30, 2013
Your sister can buy the property for $200k. Or your sister can reinstate the loan's by paying the arrears. Or you can add her to the title and...
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