Can a Dr.'s office charge my credit card for a no show without my written consent, or no written documentation signed by me?
Alexander's answer
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Answered on September 13, 2016
I think that not showing up to an appointment with a professional whose time you know is very valuable, is both rude and worthy of a no-show...
Archived
I took over a car payment but the person wants it back do I loosey money. Or can i get some money back
Alexander's answer
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Answered on September 13, 2016
You can't "take over a car payment" legally, because the contracts prohibit it. It's not your car, so you have to give it back to the owner, or...
If I did a voluntary repo can the creditor file a civil case against me to garnish my check
Alexander's answer
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Answered on September 09, 2016
We don't know if you've already been sued and suffered a judgment, or if you just got sued on a 2011 debt. You may have defenses to either...
Archived
What should I do? Auto Lease non transferable
Alexander's answer
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Answered on September 09, 2016
You're really stuck with the car to the end of the lease. You could do an early termination, but that will whack your credit and leave you with a...
Archived
Can a business like a repo agency publicly humiliate you by posting video of you that they recorded while repossessing your car.
Alexander's answer
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Answered on September 04, 2016
The repo company may be subject to your state's fair debt collection practices act, which may prohibit embarrassing a debtor by communicating to...
Archived
Case filed but not served
Alexander's answer
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Answered on September 02, 2016
Monitor the court file for a proof of service of summons and complaint. If you see that, you have to file your answer immediately or you will...
Archived
Can a payday loan company take me to court and sue
Alexander's answer
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Answered on September 02, 2016
Very doubtful that they would ever sue you for $1,200. If they did, you could look into whether the 4 year statute of limitations in California...
Archived
Bought a truck out of state and traded our other truck in now having problems
Alexander's answer
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Answered on September 02, 2016
I am assuming there was a written contract. Did the dealer tell your boyfriend within ten days of the sale that they could not get financing? If...
Archived
Can I sue the tow company if my car was picked up even after making up for late payments
Alexander's answer
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Answered on September 02, 2016
The main question here is whether you were actually current on your loan. I am unclear why you were paying a "repo fee" when your car had never...
Archived
I have a debt collection service in California, how can I find out which states are open for collection by California companies.
Alexander's answer
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Answered on September 01, 2016
You will need to get licensed if required by the state, and be very familiar with the federal FDCPA and the state's debt collection act.
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