If more than 51% of TOTAL debt comes from mtgs on rental properties (2), can I skip the means test under non-consumer debt rule

Skipping the "Means Test" is not the most complicated issue in a BK. What is important is the overall information that you will disclose in the BK...

How long can we stay in our home after Bankruptcy Ch.7 discharge

I assume that you will stop making payment to your home loan because the house has no equity, specially after being discharged of your debts...

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I have a balance with a university that I have enter into a payment plan. I plan on including the amount in my bankruptcy.

If your loan was not an student loan you can have it discharged either thorough a chapter 7 or 13/ Just make sure that it is not a student loan as...

How long does a CA hospital CA have to bill me? Saw 06/08, never rec'd a bill. Heard from their debt collector in 2011.

I agree with attorney Corbin, it is right the that the Statute of Limitations is four years and most likely will not stop them from reporting the...

The question is whether you can file in your chapter 13 or 7 BK on the IRS. The answer will always be YES. You have a duty to disclose and...

Disclosure Statement/Ch 11 Plan How many hours attny's time and assistant's time, roughly, to prepare this ? small ind debtor

It is hard to answer you question because to give an estimate of hours, the attorney may need to review you case and ask you quite a few...

What is our recourse we are behind in are payments too chapter 13.

First and foremost, you may not be behind in payments. When you pay weekly most people just multiply by 4 to obtain the monthly expense ,...

Wells Fargo has been known to take a very long time to forclose after chapter 7 bk, do they ever charge-off a lst mtg heloc?

Attorney Goldman is right in which the bankruptcy may have discharged your liability and still you are still the owner until Wells Fargo decide to...

I slipped and fell at my school. i injured my pelvic bone. what do i do?

Your first concern should be your well being. Go to the emergency room to get a Catscan, if you need to or to your doctor's office at least to get...

Updated forms is only the tip of the iceberg. What is important is the information that they contain. You may not list your assets properly and the...