Archived
I filed bankruptcy in 2009 and included my home in oklahoma. I knew at some point BoA would foreclose and papers were filed
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Answered on July 15, 2012
This timeline is based for California and every state is different; sometimes very slightly, sometimes more than that.
This will give you a ...
Archived
Is it possible to renegotiate bankruptcy mediation once it's entered into by both parties?
Ruben's answer
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Answered on July 15, 2012
I do not the terms of the loan of your ex-girlfriend; however, absent any fraudulent scheme it is very unlikely that you face jail time. I would...
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Do I have any recourse if my husband changed our attorney without my consent?
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Answered on July 14, 2012
Unfortunately, you have financial and marital problems that need to be addressed by an attorney you can trust. Fortunately you are not in a...
Is there a court time frame for a examination 2004 from noticed date to hearing date? mine is 7 days, recived 2 days b4 my disch
Ruben's answer
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Answered on July 07, 2012
There are three basic tools for discovery in bankruptcy cases: the § 341 meeting, the Rule 2004 examination and civil discovery for adversary...
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My lawyer knew about a wire transfer, prior to the meeting of creditors, should he have disclosed a possible negative factor?
Ruben's answer
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Answered on July 04, 2012
Under 11USC Section 547
The US Trustee can avoid transfers when :
(3) made while the debtor was insolvent;
(4) made—
(A) on or within 90...
Archived
Why do I have to report a secure credit card in chapter 7 schedules? If available credit is zero, I have no equity or value
Ruben's answer
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Answered on July 04, 2012
As a debtor in a BK proceedings you are required to disclose what you have (assets) and what you owe (liabilities).
Regarding the "Secured...
Seasoning date for foreclosure that has been discharged in chapter 7
Ruben's answer
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Answered on June 30, 2012
The bank has to comply also with NON bankruptcy laws. Once the Bankruptcy automatic stay is gone, either by way of Motion or when the case is...
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I have been in chap 13 bankruptcy for 1 year. Can I attempt to refinance my mortgage for a lower interest rate while in chap 13
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Answered on June 30, 2012
The legal question is answered by a yes you can , with court permission. The financial answer of your question is that you may, unintentionally,...
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Archived
Is it possible to sue my lawyer for error and trustee for not liking our lawyer thus taking it out on us?
PLEASE HELP
Ruben's answer
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Answered on June 28, 2012
The relationship between an attorney and his, her client is one based mainly in trust and confidence. If it ever happen that you do not trust your...
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Archived
If I have filed chapter 7 bankruptcy, am I allowed to contact my trustee and ask questions.
Ruben's answer
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Answered on June 28, 2012
The trustee cannot give you legal advise. Further, it cannot talk with you without your attorney being present. If you are represented, call your...
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