Can I file a Chapter 13 or a chapter 7 without putting my home in in?

As stated above, when you file bankruptcy ALL your assets and debts are transferred into a bankruptcy estate that is overseen by the trustee...

You will be in a world of hurt if you decide to file bankruptcy within 90 days of taking out the loan. The creditor will probably file an...

Still on the hook from a creditor in a Chapter 7 bankruptcy?

If you had a no-asset case and the debt is unsecured, I would send the creditor a letter stating that the unsecured debt was discharged in your...

My bankruptcy preparer is refusing to sign my paper work and asking me to sign for her and file, should I?

You should ask for your money back and report the paralegal to the US Trustee. As stated above, the maximum amount that a paralegal can charge you...

My chapter 7 deadline for submitting the 2nd financial course is today, after today can I still submit an addendum?

You can always amend your petition at any time. You would have to AMEND either Schedules C, D or F, depending on the character of the debt, adding...

Selected as the best answer

At which point in the Chapter 7 Bankruptcy can you negotiate a reaffirmation agreement?

Yes. You can negotiate with the credit union when or if they send you a reaffirmation agreement. When deciding whether to approval or deny a...

I want to file chapter 7 BK, I have a $2600 title loan but the title of the car is not in my name. When I took out the loan,

You did not provide enough information. Is this a title loan or a loan to purchase? Big difference. Who makes the title loan payments on the...

Chapter 7 Title Loan Question

As an officer of the Court, I cannot condone filing bankruptcy as purely a delay tactic because it is a bad faith filing. I highly recommend that...

Bankruptcy 7. I mistakenly did not file future lawsuit.. What grounds to oppose Judicial Estoppel do I have?

You need to immediately motion to re-open your case for the purpose of amending your schedules. I just want to mention that once you re-open your...

I filed Chapter 7 and was not in my home at the time of filing so didn't receive the exemption. I have back taxes but the

What is your question? You did not give enough information. Why did you file a Chapter 7? How much unsecured debt do you have? What are the...