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I filed a lawsuit on June 20th, 2013, and almost a month later it was sent to the Bankruptcy Court. If the lawsuit was going to
William's answer
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Answered on April 08, 2015
Do you know what happened in the bankruptcy case? So potentially, there are steps you can take, but you have not provided enough information...
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I'm declaring Chapter 7. I can't afford legal representation. I've got my pre filing certs. I'm doing my petition.
William's answer
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Answered on April 08, 2015
There is also the Bankruptcy Self-Help Desk in Downtown Los Angeles. It is open Mondays and Wednesdays 10-12, 2-4. Moreover, Public Counsel has a...
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I filed a Bk Chapter 7 and I need to be able to claim my homeowners exemption. Not in home on filing date what can I do?
William's answer
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Answered on April 08, 2015
First, how much equity (Market Value minus any balance of the mortgage and all liens attached to the property) do you have in the home? You may...
Archived
I just filed for chapter 7. What do I do about creditors calling me . My attorney has not given me a case number yet.
William's answer
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Answered on April 03, 2015
Ignore the calls. Those creditors are in violation of the automatic stay. if your case was filed. Once you filed, the Court mails notices to...
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Was discharged of chapter 7 bankruptcy. Can I walk away from my house without further credit damage since it was not reaffirmed?
William's answer
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Answered on April 03, 2015
This question is troubling me a bit and I would like more information. By writing, "my home wasn't to be included," it sounds like you did not...
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Chapter 7 Bankruptcy and how to file a request for an extension of 521 deficiencies
William's answer
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Answered on April 02, 2015
So, this might not be ideal, but you can try to complete the petition today and amend it later. You do not want to be in the situation where you...
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Chapter 7 and later foreclosure
William's answer
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Answered on April 02, 2015
You will lose the home, but you will not be on the hook for the balance of the mortgage. Can you make the monthly payments? If so, you may be...
Do you list a repossession as a secured or unsecured debt in chapter 7 bankruptcy?
William's answer
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Answered on March 31, 2015
A repossession is a unsecured debt if there is a deficiency. You should list the deficiency on Schedule F. If no deficiency, you do not need to...
Archived
I have 35k in CC Debt. Can I file for Ch7 if I am buying two cars from Toyota Financial? Will I be allowed to keep them?
William's answer
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Answered on March 27, 2015
As long as you keep making the payments and maintain the insurance for each car (this includes during the bankruptcy), you should not have a problem.
I want to get release from judgment lien on real estate.
William's answer
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Answered on March 27, 2015
So, as stated above, you will need to reopen your bankruptcy in order to file a motion to avoid lien real property. Generally, a judgment lien is...
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