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Bk Ch7. Filed intention to retain condo pending a loan mod. It didn't happen & got a discharge, Is Deficiency Judgment a danger?
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Answered on October 10, 2012
Regardless of what your stated intention is, if you did not actually file a reaffirmation agreement for a secured debt, then you did not reaffirm...
Archived
Can MERS transfer a Mortgage Note even though MERS is not mentioned in the Note at all?
William's answer
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Answered on October 05, 2012
The Nevada Supreme Court just issued an advanced opinion on this issue. ...
Archived
Should I seek legal council if an homeowner's association has foreclosed and sold my home with no signature or consent from me?
William's answer
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Answered on September 24, 2012
If the HOA's collections company followed the requirements of NRS 116 and NAC 116, then they had the ability to foreclose. The answer to your...
Archived
If I'm paying on my credit cards, can they keep calling me for more?
William's answer
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Answered on September 19, 2012
If it is a third-party collections company calling on behalf of the credit card company, then you can tell them that they can no longer contact you...
Archived
Is there any law that can protect a spouse when husband went missing and a creditor is trying to seize real property?
William's answer
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Answered on September 09, 2012
Is your name on the title of the property as well? If so, then file a homestead declaration which, in Nevada, blocks creditors from forcing a...
Do the endorsements and/or the Allonge in a Mortgage Note need to have a certification from a Notary Public or even a date?
William's answer
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Answered on September 07, 2012
On the actual note, no notary or date is necessary. On an alone it's usual to find an execution date and effective date.
Archived
I Answered a JudicialForeclosure Complaint but didn't request a hearing date. Am i supposed to do that or the court sets it?
William's answer
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Answered on September 05, 2012
Neither - when filing an answer, no hearing date is required. If you file a motion, then a hearing date is requested and required.
With as many...
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Can I file a Motion to Dismiss Complaint AFTER I filed an Answer?
William's answer
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Answered on September 05, 2012
Take a look at NRCP Rule 12(b) at http://www.leg.state.nv.us/Division/Legal/LawLibrary/CourtRules/NRCP.html
Specifically the sentence "A motion...
Archived
Are these legal "Actions"? Lender tried Non-Judicial Foreclosure twice, now is trying to collect during Judicial Foreclosure.
William's answer
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Answered on September 03, 2012
In a judicial foreclosure the lender gets a judgment for the total amount of the loan plus various legal fees, costs, etc. and an order allowing a...
Archived
Being sued by capital one.
William's answer
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Answered on August 25, 2012
Yes. A business registered in another state can file a lawsuit in Nevada. In this case, the N.A. means it is a nationally chartered bank...
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